USDA Loan Vs. FHA loan for Crystal-River, FL 2025

In 2025, the USDA loan cap in Crystal-River, Citrus County, FL, is $285,000. For a single-family house, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the necessary income, credit standing, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA loan options, enabling you to choose the best program suited to your financial needs in Alabama.

USDA and FHA Loan Opportunities in Crystal-River, FL

Lendersa® aims to secure the optimal USDA or FHA loans for you quickly and without hassle. Begin with one of the three pathways to connect with lenders and explore USDA loan programs.

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Defining USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is limited to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment, providing an advantageous option for eligible rural homebuyers.

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(920) 360-9169 Lender's profile and map Reviews Cornerstone Mortgage, LLC 1830 W Mason Street, Green Bay, WI, 54304 Cornerstone Mortgage is one of the largest mortgage lenders in Wisconsin and Upper Michigan, with 2 Wisconsin offices located in De Pere and Green Bay, as well as an office in Menominee, Michigan, and over 20 licensed loan originators on staff who have over 190 combined years of experience. We offer a vast array of mortgages
(978) 632-2542 Lender's profile and map Reviews GFA Federal Credit Union 229 Parker St, Gardner, MA, 01440 GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
(989) 354-4698 Lender's profile and map Reviews HPC Credit Union 1234 W Chisholm Street, Alpena, MI, 49707 At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community. We have three full-service locations, two in Alpena, MI and one in West Branch, MI. and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi
(989) 739-1401 Lender's profile and map Reviews Northland Area Federal Credit Union 1161 N. Bagley St., Alpena, MI, 49707 In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.
(989) 356-4561 Lender's profile and map Reviews Alpena Community Credit Union 710 W. Miller St., Alpena, MI, 49707 Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.
(989) 356-3577 Lender's profile and map Reviews Alpena Alcona Area Credit Union 1100 S Bagley Street, Alpena, MI, 49707 Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
(563) 382-9661 Lender's profile and map Reviews Decorah Bank and Trust Co 202 East Water Street, Decorah, IA, 52101 Established in 1935 during the depression by a small group of concerned citizens. Today we are a 2nd and 3rd generation family owned bank that is able to think differently because we're not owned by outside investors at a far-away headquarters. By being family and employee owned we're able to be uniquely responsive to customer and community needs.
(920) 391-4234 Lender's profile and map Reviews Landmark Mortgage Lending PO BOX 8153, Green Bay, WI, 54308 Landmark Mortgage Lending is located in Green Bay, WI, United States and is part of the Nondepository Credit Intermediation Industry. and Landmark Mortgage Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions
(508) 559-5420 Lender's profile and map Reviews Crescent Credit Union 835 Oak St, Brockton, MA, 02301 SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
(508) 895-1000 Lender's profile and map Reviews HarborOne Bank 770 Oak St, Brockton, MA, 02301 HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
(515) 386-4848 Lender's profile and map Reviews Peoples Bank 116 West State Street, Jefferson, IA, 50129 Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website