USDA Loan Vs. FHA loan for Crystal-River, FL [Citrus County Rates 2023]

In 2025, USDA loan limit in Crystal-River, county of Citrus, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Crystal-River, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(507) 582-3448 1153 miles Lender's profile and map Reviews United Farmers State Bank 15 4th Street Sw, Adams, MN, 55909 United Farmers State Bank was chartered on January 17, 2014 when its parent banks, Farmers State Bank of Adams and Farmers State Bank of Elkton joined forces. The officers are Timothy Schneider, President; Brian Wolff, Vice-President; Curt Sheely, Vice-President, Eric Lee, Vice-President; Mike Smith, Asst Vice-President, and Steve Leif, Asst. Vice-
(402) 443-4117 1153 miles Lender's profile and map Reviews FirstBank of Nebraska 201 E. 5th Street, Wahoo, NE, 68066 FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.
(978) 374-0161 1153 miles Lender's profile and map Reviews Haverhill Bank 180 Merrimack Street, Haverhill, MA, 01830 Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
(978) 372-8833 1153 miles Lender's profile and map Reviews Haverhill Fire Department Credit Union 75 Kenoza Avenue, Haverhill, MA, 01830 The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
(978) 374-7386 1153 miles Lender's profile and map Reviews HTM Credit Union 4 Summer Street, Room 3, Haverhill, MA, 01830 The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
(978) 372-7731 1153 miles Lender's profile and map Reviews Pentucket Bank 1 Merrimack Street, Haverhill, MA, 01830 Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
(603) 622-8781 1154 miles Lender's profile and map Reviews Members First Credit Union 7 Salmon Street, Manchester, NH, 03104 At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
(800) 535-7629 1154 miles Lender's profile and map Reviews Pinnacle Mortgage Corp 835 Hanover St, Unit 301, Manchester, NH, 03104 The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(402) 629-4251 1154 miles Lender's profile and map Reviews Farmers and Merchants Bank 501 Main St, Milligan, NE, 68406 The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded. The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
(315) 393-3530 1155 miles Lender's profile and map Reviews St. Lawrence Federal Credit Union 800 Commerce Park Drive, Ogdensburg, NY, 13669 Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty
(315) 393-2873 1155 miles Lender's profile and map Reviews Ed-Med Federal Credit Union 601 Ford Street, Ogdensburg, NY, 13669 Ed-Med Federal Credit Union was formed by the merger of two long existing credit unions: Ogdensburg Public Schools Employees Federal Credit Union and A.B.H.H. Employees Federal Credit Union. Our membership consists of employees in the education and medical field in the greater Ogdensburg NY area. We are a federally chartered credit union