For the year 2025, the USDA loan cap in Citrus-Springs, Citrus, FL is $285,000. In contrast, the FHA limit for a single-family house is $356,362.
Explore the Lendersa® USDA loan calculator to contrast today's USDA and FHA optimal rates. You can evaluate required income, credit, reserves, and documents for qualification. Our sophisticated mortgage tool lets you review USDA, FHA, Conforming, and VA loans side by side, guiding you to the ideal program suitable for your financial scenario in states such as Alabama.
Examine loan deals from 100 distinct lenders
| Loan Type | Loan Limit | Downpayment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to swiftly secure for you the most favorable USDA or FHA loan without complications. Choose one of the three initial strategies for matching lenders with USDA loan options.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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