USDA Vs. FHA Pro and Con comparison in Zephyrhills-South, Pasco County, FL
In 2026, the USDA loan ceiling in Zephyrhills-South, Pasco county, FL, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare the prevailing USDA and FHA rates. Understand the income, credit score, reserves, and documentation required to qualify. Our cutting-edge mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the best program in for your financial needs.
Current loan limits and down payment requirements in Zephyrhills-South, Pasco county, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Zephyrhills-South, FL
At Lendersa®, our aim is to provide you with top-tier USDA or FHA loans quickly and seamlessly. Choose from three starting options to match with lenders and USDA loan plans.
A USDA home loan is federally guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available to rural communities. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans require none.
We continue that philosophy by serving our mission to be the most trusted bank in the communities we
serve by knowing and understanding the needs of customers, employees and shareholders while
providing them with the best possible products, services and opportunities to meet their goals.
Countryside Federal Credit Union has been open since 1941. The credit union has assets totaling $164.5 Million and provides banking services to more than 5, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
CORE Federal Credit Union has been open since 1959. The credit union has assets totaling $134.55 Million and provides banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"Our vision is to make sure that the American Dream lives on.
That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life.
That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."
Generation2 Mortgage Services was founded in 2008 as a direct result of the need for simple mortgage solutions for clients needing to purchase or refinance their home. We realized this need as we came from larger lenders; we saw the egregious fees and methodical loan process they put their clients through. Some of the items that we saw were clients
1343 Sullivan Avenue, 2nd Floor, South Windsor, CT, 06074
Since 1997 Money Market Mortgage, LLC has been in the business of residential and commercial mortgage origination. We are a company that serves individuals and companies who need a Mortgage Broker and/or Mortgage Lender and have built our business on a deep understanding of the needs of our community.
