USDA VS FHA in Zephyrhills-South, Pasco County, FL
In 2025, the USDA loan ceiling in Zephyrhills-South, Pasco county, FL, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare the prevailing USDA and FHA rates. Understand the income, credit score, reserves, and documentation required to qualify. Our cutting-edge mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the best program in for your financial needs.
Current loan limits and down payment requirements in Zephyrhills-South, Pasco county, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Zephyrhills-South, FL
At Lendersa®, our aim is to provide you with top-tier USDA or FHA loans quickly and seamlessly. Choose from three starting options to match with lenders and USDA loan plans.
A USDA home loan is federally guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available to rural communities. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans require none.
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