USDA Vs. FHA your options comparison in Zephyrhills-West, Pasco County, FL
In 2025, the USDA loan limit for a single-family home in Zephyrhills-West, Pasco county, FL, is set at $285,000, while the FHA limit is $356,362.
By using Lendersa®'s USDA loan calculator, you can examine today's leading USDA versus FHA rates, and determine the requisite income, credit rating, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program in based on your financial needs.
2025 loan limits and down payment requirements in Zephyrhills-West, Pasco county, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Your USDA and FHA loan options in Zephyrhills-West, FL
Lendersa® aims to provide you with the most suitable USDA or FHA loan swiftly and effortlessly. Choose from three starting points that result in matched lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage offered through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available specifically in rural neighborhoods. In contrast to FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment at all.
Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
1970 W. Elk Avenue, Unit C, Elizabethton, TN, 37643
At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
RTP Federal Credit Union was founded in 1968 by a group of federal employees in the Research Triangle Park, seeking to bring the benefits of credit union membership to this area. Today, over 300 businesses and associations in the RTP and greater Triangle area are offering the benefits of RTP Federal Credit Union membership.
11010 Lake Grove Blvd, Suite 100 PMB 119, Morrisville, NC, 27560
Pearl Consulting & Financing works with business owners to maximize their potential, providing exceptional consulting services that are catered specifically to their needs. From strategic decisions, to financing, to developing your capabilities, Pearl Consulting & Financing is here to help. Using our expertise & deep understanding of the industry,
Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
950 North 22nd Street, Suite C, Baton Rouge, LA, 70802
The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.
Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.