USDA Vs. FHA Pro and Con comparison in Doral, Miami-Dade County, FL

In 2026, the USDA loan limit for Doral, located in the county of Miami-Dade, FL, is set at $0, whereas the limit for FHA loans on a single-family home is $557,750.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's best rates between USDA and FHA. This will help you determine the income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Doral, County of Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Doral, FL

The objective of Lendersa® is to quickly and easily provide you with the best possible USDA or FHA loans. Begin by selecting one of three starting routes to connect you with appropriately matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is one backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage allows prospective homeowners to purchase without any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 484 East Main Street, Bushnell, IL, 61422
  • Farmers & Merchants State Bank is Bushnell's only locally-owned bank, serving our community since 1913. We offer low rates on loans, competitive earnings on savings, and leading edge technology in all our services, along with the trust and privacy you deserve. Discover the difference of an employee owned bank
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