USDA Loan Vs. FHA loan pro & con for Fountainebleau, Miami-Dade County, FL

In 2025, USDA loan limit in Fountainebleau, county of Miami-Dade, FL is $0 while FHA limit is $557,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Fountainebleau, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(517) 263-9120 1132 miles Lender's profile and map Reviews TLC Community Credit Union 3030 S Adrian Highway, Adrian, MI, 49221 TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.
(573) 657-3343 1133 miles Lender's profile and map Reviews River Region Credit Union 400 East Broadway, Ashland, MO, 65010 River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
(814) 725-8190 1133 miles Lender's profile and map Reviews North East Welch Federal Credit Union 115 Clay Street, North East, PA, 16428 At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.
(817) 222-2288 1133 miles Lender's profile and map Reviews Member Preferred Federal Credit Union 340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131 Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.
(800) 598-5002 1133 miles Lender's profile and map Reviews Wayne Bank 717 Main Street, Honesdale, PA, 18431 Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
(570) 253-1970 1133 miles Lender's profile and map Reviews The Dime Bank 820 Church Street, Honesdale, PA, 18431 At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin
(800) 462-9515 1133 miles Lender's profile and map Reviews Honesdale National Bank 724 Main Street, Honesdale, PA, 18431 Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.
(203) 853-6668 1133 miles Lender's profile and map Reviews Cannondale Financial LLC 144 East Avenue, Suite 200, Norwalk, CT, 06851 CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history
888-268-7778 1133 miles Lender's profile and map Reviews South End Capital Corporation 101 Merritt 7 Corporate Park, Suite 300, Norwalk, CA, 06851 Founded in 2009, South End Capital is a nationwide, non-conforming lender and intermediary. We offer mortgages secured by commercial and investment residential real estate, as well as collateralized and uncollateralized business loans. Our technology-enabled platform delivers a streamlined loan process, and we are committed to providing excellent s
(217) 997-5585 1133 miles Lender's profile and map Reviews The First National Bank of Arenzville 110 S Charles, Arenzville, IL, 62611 The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.
(361) 394-6141 1134 miles Lender's profile and map Reviews Freedom Bank TX 405 S Norton Ave, Freer, TX, 78357 Freedom Bank is a full-service South Texas financial institution that operates with a high level of customer satisfaction in providing the products and services that the community demands and deserves. We accomplish this by paying a high level of attention to making prudent decisions that take into account sound credit principles, customer needs.