USDA Vs. FHA your options comparison in Fountainebleau, Miami-Dade County, FL

In 2025, the USDA loan limit in Fountainebleau, situated in the county of Miami-Dade, FL, is $0. Conversely, the FHA limit for a single-family home is $557,750.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator provides side-by-side evaluation of USDA, FHA, Conforming, and VA programs to assist in selecting the best financial option in .

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2025 Loan Limits and Down Payment Requirements in Fountainebleau, Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Fountainebleau, FL

Lendersa® strives to connect you with the best possible USDA or FHA loan swiftly and smoothly. Choose from three starting points to find lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, guaranteed by the U.S. Department of Agriculture—commonly known as the USDA rural development loan or USDA mortgage—is available exclusively in rural neighborhoods. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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