USDA VS FHA in Sweetwater, Miami-Dade County, FL

As of 2026, in Sweetwater, Miami-Dade county, FL, the USDA loan limit is $0, whereas the FHA limit is $557,750 for a single-family home.

Use the Lendersa® USDA loan calculator to efficiently compare current USDA and FHA best rates, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in identifying which program best fits your unique financial needs in .

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Sweetwater, Miami-Dade County, FL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Sweetwater, FL

The goal of Lendersa® is to deliver you the best possible USDA or FHA loan swiftly and without trouble. You can start with one of three methods that link you to matching lenders and USDA loan offerings.

Lendersa USDA loan application results

Understanding USDA Loans in FL

USDA home loans, endorsed by the Department of Agriculture and sometimes known as USDA rural development loans or USDA mortgages, are only available in rural areas. Contrasting FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Stewards of Capital & Company
  • 8603 South Dixie Highway | Suite 218, Pinecrest, FL, 33156
  • Stewards of Capital helps hundreds of Americans purchase their first home every day, and help others lower their monthly payment by refinancing. Our exclusive home mortgage programs allow you to buy a home with a minimal down payment in as little as 15 days. but Some home mortgage programs require as little as 0% down! In many cases.

  • PS Mortgage Lending
  • 9480 SW 77th Ave, Miami, FL, 33156
  • PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida with an office in Houston, Texas. PS has many Licensed Mortgage Loan Originators spread throughout Florida and Texas, and has been in business and licensed in Florida since 2012.PS Mortgage Lending is home to Phil Stevenson - AKA "The Mortgage Nerd"

  • FEMBi Mortgage
  • 9300 S Dadeland Blvd STE 500, Miami, FL, 33156
  • FEMBi Mortgage is a leader in mortgage lending in the southeastern United States. Our leadership position was gained by understanding the individual needs of our clients and by building a team of more than 125 mortgage professionals and Each and every member of our staff is driven to helping you realize your homeownership goals,

  • Apollo Bank
  • 1150 South Miami Avenue, Miami, FL, 33130
  • Apollo Bank is a locally owned and operated community bank based in Miami/South Florida specializing in delivering customer-focused banking services. The Bank is committed to providing comprehensive banking solutions in conjunction with the best banking technology to local businesses, professionals

  • Miami Federal Credit Union
  • 51 SW 1st Avenue, Suite 604, Miami, FL, 33130
  • Miami Federal Credit Union has been serving Federal, State, Municipal, Dade County, City of Miami government employees and their family members in Miami -Dade, Broward, Monroe, and Palm Beach Counties since 1954. With a high rating from the NCUA, the credit unions’ regulatory agency.

  • LendComet
  • 92 SW 3rd St, Brickell, FL, 33130
  • LendComet is a mortgage broker based out of Miami, FL. We assist home buyers in getting some of the best rates for mortgage loans and also ReFinancing opportunities. Our priority is making the loan application process simple and easy. We are here for you every step of the way. We've been helping customers afford the home

  • Brickell Capital Finance
  • 175 SW 7th St, Suite 1900, Miami, FL, 33130
  • Brickell Capital Finance has been offering financial solutions to various businesses nationwide for over 15 years and with thousands of clients. We are committed to serving the needs of each and every one of our clients including those with little or troubled credit history by providing the best financial solutions available.

  • 203b.Loan, Inc.
  • 78 SW 7th Street, Miami, FL, 33130
  • home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.