USDA Vs. FHA your options comparison in Sweetwater, Miami-Dade County, FL

As of 2026, in Sweetwater, Miami-Dade county, FL, the USDA loan limit is $0, whereas the FHA limit is $557,750 for a single-family home.

Use the Lendersa® USDA loan calculator to efficiently compare current USDA and FHA best rates, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in identifying which program best fits your unique financial needs in .

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Sweetwater, Miami-Dade County, FL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Sweetwater, FL

The goal of Lendersa® is to deliver you the best possible USDA or FHA loan swiftly and without trouble. You can start with one of three methods that link you to matching lenders and USDA loan offerings.

Lendersa USDA loan application results

Understanding USDA Loans in FL

USDA home loans, endorsed by the Department of Agriculture and sometimes known as USDA rural development loans or USDA mortgages, are only available in rural areas. Contrasting FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Sweetwater Lenders

  • Dade County Federal Credit Union
  • 1500 NW 107 Avenue, Miami, FL, 33172
  • Lends in Florida
  • Dade County Federal Credit Union was established on May 1, 1939 for the purpose of offering financial independence and security to employees of Dade County. In April of 1939 ten Dade County employees, with a sincere desire to help their colleagues, gathered $135 in an old cigar box and signed a certificate of origination.

  • Lennar Corporation
  • 730 NW 107th Avenue, 4th Floor, Miami, FL, 33172
  • Lends in Florida
  • Lennar Mortgage has been providing homebuyers with options and opportunities for over 30 years. Through our carefully selected team, we ensure that our customers receive the guidance and support to make sound borrowing decisions. Whether you’re a first-time homebuyer or a seasoned homebuying pro, our knowledgeable.

  • Outreach Lending Corporation
  • 8725 Northwest 18th Terrace, Suite 306, Doral, FL, 33172
  • Lends in Florida
  • Outreach Lending Corporation is a Florida Domestic Profit Corporation filed On June 8, 2018. The company's filing status is listed as Active and its File Number is P18000052164.

    The Registered Agent on file for this company is Llosa Enrique A and is located at 8725 Nw 18th Terrace, Doral, FL 33172.

  • Quality Mortgage Solutions LLC
  • 3105 NW 107th Ave, Suite 103, Doral, FL, 33172
  • Lends in Florida
  • Quality Mortgage Solutions was founded in July of 2018 with 1 goal.. We want to change the mortgage process and expectation for clients. Finding someone that you can count on to give you the best guidance on which mortgage product is best for you and your needs is a lot more challenging than one would think

  • Dream Cap Loans
  • 9740 Northwest 10th Terrace, Miami, FL, 33172
  • Lends in Florida
  • Get a mortgage loan with confidence. Get help from a licensed mortgage loan officer who will help you navigate through the difference mortgage broker services offered. Factors such as income, credit score, funds available, and qualifications can play a role in which type of loan you choose. Understand your options

  • Sunset Home Mortgage & Financial Services LLC
  • 2520 NW 97 Ave, Suite 210, Doral, FL, 33172
  • Lends in Florida
  • Sunset Home Mortgage & Financial Services, we are a team that works together to deliver the best mortgage experience from the very beginning of the process to after the closing. We treat our clients, affiliates, referral sources, and each other with the utmost respect. Because of our values, ethics, and integrity industry.

  • Real Loan Partners Team
  • 2520 NW 97th Ave., Suite 210-A, Miami, FL, 33172
  • Lends in Florida
  • "Real Loan Partners Providing ""VALUE"" ...through Service, Integrity and Trust since 2001! My commitment and dedication towards excellent customer service began prior to becoming a loan originator. It actually began at the beginning of my hospitality industry.Established in 2001.

    "

  • Clear Capital Funding
  • 10482 NW 31st Ter Suite 2A, Miami, FL, 33172
  • Lends in Florida
  • Clear Capital Funding, LLC, your trust and the security of your information is very important to us. This Privacy Policy explains what we do to protect and maintain your information and to let you know how you can limit the information that we share with others.
    Site refers to this Internet web site (http://www.ccfbrokers.com)

  • MOR Lending
  • 2301 NW 87 Ave, Suite 503, Miami, FL, 33172
  • Lends in Florida
  • MOR Lending is not the same old stuffy mortgage company. Our young and energetic team of Lending V.I.P will make sure you are their number one concern. MOR is built on three simple principles
    Rapid Response - We communicate with you on the phone, text, email or DM. And we follow up quickly and professionally