USDA Vs. FHA your options comparison in Sweetwater, Miami-Dade County, FL
As of 2025, in Sweetwater, Miami-Dade county, FL, the USDA loan limit is $0, whereas the FHA limit is $557,750 for a single-family home.
Use the Lendersa® USDA loan calculator to efficiently compare current USDA and FHA best rates, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in identifying which program best fits your unique financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Sweetwater, Miami-Dade County, FL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$557,750
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Sweetwater, FL
The goal of Lendersa® is to deliver you the best possible USDA or FHA loan swiftly and without trouble. You can start with one of three methods that link you to matching lenders and USDA loan offerings.
USDA home loans, endorsed by the Department of Agriculture and sometimes known as USDA rural development loans or USDA mortgages, are only available in rural areas. Contrasting FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe
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