USDA VS FHA in Feather-Sound, Pinellas County, FL

The USDA loan limit in Feather-Sound, Pinellas county, FL, for 2025 is $0, whereas the FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today’s prime USDA and FHA rates. Determine the necessary income, credit rating, reserves, and documents needed for qualification. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA options side by side, helping you decide which loan program is best suited for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Feather-Sound, Pinellas, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Feather-Sound, FL

Lendersa® strives to find the best USDA or FHA loan for you efficiently and without hassle. Start with one of three pathways to align with lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in FL

A USDA home loan is guaranteed by the Department of Agriculture and is also called a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Eclipse Bank, Inc.
  • 3827 Shelbyville Road, Louisville, KY, 40207
  • The Eclipse Team consists of highly-experienced, talented bankers. We hire exceptional bankers and empower them with the tools they need to be successful and also Eclipse strives to be a valuable corporate citizen. We give back to our community in numerous ways, including volunteerism, donations, and lending in low-moderate income areas
  • Atlas Capital Mortgage
  • 120 Sears Avenue, Suite 208, Louisville, KY, 40207
  • Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.
  • Borrowers Choice Mortgage
  • 231 Breckenridge Lane, Suite 202D, Louisville, KY, 40207
  • We offer great rates and closing-cost packages. Borrowers Choice Mortgage will shop among several wholesale lenders nationwide to find your best deal. We make sure clients don’t overlook closing costs by focusing solely on rates, which is a common mistake. Closing costs are very important to getting the best deal over time.
  • Select Mortgage Advisors LLC
  • 600 Glen Court, Louisville, KY, 40207
  • Select Mortgage Advisors - Kentucky and Indiana.These devoted professionals work Kentucky with individuals, couples and families every day to help them obtain the best mortgage rates with the lowest closing costs. and No Closing Costs Mortgage Loans! 100% Financing Available and Our primary focus.
  • Lightpoint Mortgage Company, Inc
  • 161 St Matthews Ave, Suite 10, Louisville, KY, 40207
  • The Lightpoint Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Kentucky . Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Multiple Option Mortgage Services
  • 295 North Hubbards Lane, Suite 102, Louisville, KY, 40207
  • Multiple Option Mortgage Services is a mortgage broker. Servicing Louisville & surrounding areas. Specializing in all types of residential lending including Conventional, FHA, VA & KHC. With over twenty-five years of experience, our knowledgeable team is confident that they will facilitate a smooth closing in the purchasing of your new home.
  • Encore Mortgage LLC
  • 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207
  • Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.
  • MM Lending
  • 4165 Westport Rd, Suite 204, Louisville, KY, 40207
  • MM Lending, in Louisville, KY, is a private lending association that provides short-term financing to residential "fix and flip" investors. and also MM Lending offers short-term, hard money loans for residential real estate investors.are the primary means of funding for these investors.
  • Wholesale Mortgage Source, LLC
  • 12700 Townepark Way, Suite 111, Louisville, KY, 40242
  • Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.