USDA VS FHA in Pinellas-Park, Pinellas County, FL

In 2026, the USDA loan limit in Pinellas-Park, located in Pinellas County, FL, is $0, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the right program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Pinellas-Park, Pinellas County, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discovering USDA and FHA Loan Choices in Pinellas-Park, FL

At Lendersa®, our mission is to secure the most advantageous USDA or FHA loans for you quickly and effortlessly. Choose among three starting points to connect with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in FL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Aurora Policemen Credit Union
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  • Aurora Policemen Credit Union (APCU) is a not-for-profit, member owned financial organization. We serve the People that help our communities and their families – people helping people – The credit union philosophy! Our goal is to provide the best available financial services in a personal
  • HealthCare Associates Credit Union.
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  • As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value with products and services including savings, checking, investments, loans, credit cards, and 24/7 access to your money via mobile, Internet and telephone.
  • Community State Bank IL
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  • November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.
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  • Prosperity Co
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  • Local 1233 Federal Credit Union
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  • 3542 168th St., Wever, IA, 52658
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