USDA VS FHA in Pinellas-Park, Pinellas County, FL

In 2025, the USDA loan limit in Pinellas-Park, located in Pinellas County, FL, is $0, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the right program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Pinellas-Park, Pinellas County, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discovering USDA and FHA Loan Choices in Pinellas-Park, FL

At Lendersa®, our mission is to secure the most advantageous USDA or FHA loans for you quickly and effortlessly. Choose among three starting points to connect with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in FL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Star Lending Group
  • 1011 Deer Run Lane, Prosper, TX, 75078
  • Star Lending Group bring decades of experience and expertise directly to you. We achieve excellence through making your home loan simple, fast and less expensive. Our clients are for clients for life and part of our growing family.We use the latest technology, which allows us to always be a step ahead. Executing our comparative.
  • CAPROCK HOME LOANS
  • 130 N Preston Rd, Prosper, TX, 75078
  • Caprock Home Loans offer a wide choice of affordable loan options from a panel of reputed financial providers, so you can get the right finance you can afford to realize your biggest dream. We will do the searching to help you find the best loan, and all that’s left for you is to focus on finding your perfect home
  • LimeBank
  • 1630 S. Killingsworth Ave., Bolivar, MO, 65613
  • LimeBank (formerly Farmers State Bank) is an FDIC-insured & Equal Housing Lender certified bank serving the community of Bolivar, MO & the surrounding area. With four convenient branch locations in Bolivar, Galmey, and Pittsburg, plus four free regional ATMs, LimeBank proudly serves clients from southwest Missouri & the greater Springfield region.
  • BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION
  • 112 Campus Lane, Butler, PA, 16001
  • The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.
  • Keystone Home Mortgage, LLC
  • 1768 N Main St. Ext, Suite 2, Butler, PA, 16001
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.
  • Serenity Mortgage, LLC
  • 223 Homewood Drive, Butler, PA, 16001
  • The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.
  • Hometown Select Mortgage LLC
  • 389 Evans City Rd, Butler, PA, 16001
  • HTS Mortgage Company is a mortgage company based in Pennsylvania. We work with various types of loans, such as construction loans, home equity loans, home purchase, home loans, construction as well as commercial lending. We are a company that offers excellence in customer relations and we work to make sure that our clients are fully satisfied.
  • New Cumberland Federal Credit Union
  • 345 Lewisberry Road, New Cumberland, PA, 17070
  • NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.
  • Sure Fund Mortgage
  • 4433 Punjab Way, Suite 302, Frisco, TX, 75033
  • We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.
  • Alliance Mortgage Group
  • 2770 Main St, Suite 221, Frisco, TX, 75033
  • Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans