USDA Vs. FHA Pro and Con comparison in Lealman, Pinellas County, FL

In 2025, the USDA loan limit for Lealman, in the county of Pinellas, FL, is set at $0. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. This calculator helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which program in best suits your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Lealman, Pinellas County, FL

Possible Loan Types Maximum Loan Required Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Lealman, FL

The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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