FHA Vs. USDA loan program for Lealman, Pinellas County, Florida

In 2026, the USDA loan limit for Lealman, in the county of Pinellas, FL, is set at $0. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. This calculator helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which program in best suits your financial situation.

Options for USDA and FHA Loans in Lealman, FL

The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

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619-398-3500 Lender's profile and map West End Realty Group 7901 4th St N, STE 300, Saint Petersburg, FL, 33702 Lends in Florida West End Realty Group: Your Trusted Real Estate Partner Expert Guidance for Every Client Led by Jason Whitehead, West End Realty Group delivers personalized, expert real estate solutions—guiding you to your dream home or next investment. Experience professionalism and care with every transaction. Call 619-398-3500 to begin your real estate journey!
(813) 609-8959 Lender's profile and map Phoenix Capital Hard Money 7901 4th St N STE 300, Saint Petersburg, FL, 33702 Lends in Florida Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.
7863042751 Lender's profile and map Ridge Street Capital 7901 4th St N, Suite 10265, Saint Petersburg, FL, 33702 Lends in Florida Ridge Street is the lender for real estate entrepreneurs! We provide efficient capital for acquiring, renovating, building, and holding real estate. Partnering with local investors across the US, we're transforming real estate financing with a simple process, fair pricing, and no bureaucracy.
(844) 222-3326 Lender's profile and map BD Mortgage Group 9800 4th Street North, Suite 200, Saint Petersburg, FL, 33702 Lends in Florida BD Mortgage Group is an outstanding mortgage brokerage company serving the lending needs of individual home buyers and first-time home buyers. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently,
000-000-0000 Lender's profile and map All East Mortgage Advisors, LLC 7901 4th Street North, Saint Petersburg, FL, 33702 Lends in Florida Our mortgage originators are experienced and knowledgeable. We use the latest comparative analysis software allowing us to research and compare various loan programs to find the best options that meet your needs. We have streamlined the loan fulfillment process ensuring quick approvals and fast closings.
000-000-0000 Lender's profile and map New Dwelling Mortgage N/A, Saint Petersburg, FL, 33702 Lends in Florida New Dwelling Mortgage,we use a personalized approach that makes us the perfect mortgage broker for home buyers.We believe a mortgage should be about building relationships & helping people achieve their goals & dreams of being a homeowner.We manage our clients' process by applying for loans with different lenders, finding competitive interest rates
000-000-0000 Lender's profile and map Detailed Mortgage Solutions, LLC 7901 4th Street North, Saint Petersburg, FL, 33702 Lends in Florida Detailed Mortgage Solutions, LLC. NMLS# 1769900 www.nmlsconsumeraccess.org; Equal Housing Opportunity. As an independent mortgage brokerage, it allows us to truly work for our clients without being tied to any one particular lender. We have the ability to work with as many lenders we wish, to not only 'SHOP' for the best terms
(813) 254-1710 Lender's profile and map EXCEL MORTGAGE NETWORK 877 Executive Center Dr W Suite 301, Saint Petersburg, FL, 33702 Lends in Florida EXCEL MORTGAGE NETWORK treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply
(727) 567-8000 Lender's profile and map Raymond James Bank 710 Carillon Parkway, Saint Petersburg, FL, 33716 Lends in Florida Raymond James Bank is about more than just Banking. Through our holistic approach to finance, we offer innovative and diversified products and services to the public and to clients of Raymond James Financial. Additionally, as an affiliate of Raymond James, our Bank is founded on the same core values of integrity, independence.