USDA VS FHA in South-Highpoint, Pinellas County, FL
As of 2025, if you are considering a single-family home in South-Highpoint, located in the county of Pinellas, FL, the USDA loan limit is $0. Comparatively, the FHA loan limit is set at $356,362.
Lendersa® offers an insightful USDA loan calculator to evaluate and contrast the most competitive USDA and FHA rates available today. This tool assists in identifying the income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA programs, aiding you in choosing the most suitable option in for your financial needs.
2025 loan limits and down payment requirements in South-Highpoint, county of Pinellas, FL
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in South-Highpoint, FL
The ultimate aim of Lendersa® is to swiftly secure you an optimal USDA or FHA loan with ease. You can initiate from one of the three outlined pathways that lead to matching lenders and relevant USDA loan programs.
The USDA home loan is a government-backed financial product through the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, predominantly available in rural areas. In contrast to FHA loans which mandate a minimum down payment of 3.5%, USDA loans require no down payment.
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