USDA and FHA Pro and Con in Fish-Hawk, Hillsborough County, FL

In 2025, the USDA loan limit in Fish-Hawk, within Hillsborough County, FL, is set at $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to identify the best financial choice for your situation in .

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2025 Loan Limits & Down Payment Requirements in Fish-Hawk, Hillsborough County, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Fish-Hawk, FL

The objective of Lendersa® is to connect you with the best USDA or FHA loans quickly and without stress. Start with one of three alternatives to match with lenders and find USDA loan offers.

Lendersa USDA loan application and matching results

Understanding USDA Loans in FL

A USDA home loan, administered by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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