FHA Vs. USDA loan program for Flagler-Beach, Flagler County, Florida

In 2025, USDA loan limit in Flagler-Beach, county of Flagler, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Flagler-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 781-4308 1096 miles Lender's profile and map Reviews Independent Mortgage 10430 New York Ave, Suite B, Urbandale, IA, 50322 Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.
(515) 278-1994 1096 miles Lender's profile and map Reviews Midland Credit Union 2891 106th Street, Urbandale, IA, 50322 The credit union was started in 1933 and we’re member-owned not-for-profit financial cooperative which allows us to pass on lower loan rates and higher dividends to our member-owners. You qualify for membership at Midland Credit Union if you live or work in Polk or a contiguous county; Adair, Adams, Audubon, Boone, Cass.
(515) 727-6682 1096 miles Lender's profile and map Reviews Mortgage Producers 2755 106th St, Urbandale, IA, 50322 With over 20 years of helping Iowans find home loans with low interest rates under our belts, our role in your home buying experience is much more than simply finding you the right mortgage. We’re here to help you explore your options, understand each thoroughly, and choose the best option for your future.
(515) 252-7107 1096 miles Lender's profile and map Reviews Omaha FHA Mortgage Lender 2753 99th St, Urbandale, IA, 50322 FHA mortgage loans are an attractive mortgage solution for a purchase or refinance because today's FHA mortgage rates are near historic lows. The guidelines are also flexible allowing more people to qualify. Whether you have had credit issues in the past or are simply looking to limit your down payment to 3.5%,
(920) 788-4141 1097 miles Lender's profile and map Reviews BLC Community Bank 206 East Main Avenue, Little Chute, WI, 54140 BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.
(603) 436-0037 1097 miles Lender's profile and map Reviews Presidential Mortgage Inc 390 Portsmouth Avenue, Greenland, NH, 03840 Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.
(402) 245-2491 1097 miles Lender's profile and map Reviews F&M Bank 1701 Stone Street, Falls City, NE, 68355 F&M Bank in Falls City. We offer a comprehensive package of financial products and services. But perhaps most importantly, our bank is built on a friendly and knowledgeable staff who truly enjoy helping our customers meet their financial needs. At F&M Bank, you will find that our bank is large enough to meet all of your financial needs
(580) 822-3300 1097 miles Lender's profile and map Reviews First National Bank in Okeene 124 N. Main, Okeene, OK, 73763 First National Bank in Okeene, Oklahoma was organized September 25th, 1916, with paid in capital of $25, 000.00, with the following officers and directors; J.P. Roetzel, President; D.M. Slonecker, Vice- President; G.F Roetzel, Cashier; B.C. Sahm, Director; and Dr. L.M. Murdoch, Director.
(866) 226-5225 1097 miles Lender's profile and map Reviews Thrivent Federal Credit Union PO Box 8920, Appleton, WI, 54912 Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.
(920) 739-1040 1097 miles Lender's profile and map Reviews American National Bank – Fox Cities 2200 North Richmond Street, Appleton, WI, 54911 we had a vision. In 1993 our founders saw a need for a bank in our community that would focus on small to medium-sized businesses—a bank that was willing to take a chance on the success of our clients by focusing on what is best for them. They were the pioneers of a new idea: entrepreneurs serving other entrepreneurs.
(920) 766-4674 1098 miles Lender's profile and map Reviews The Bank of Kaukauna 264 W. Wisconsin Avenue, Kaukauna, WI, 54130 The Bank of Kaukauna was started as a private bank in 1879. Our logo indicates: “Established 1883”, which was the year we were incorporated under the laws of the State of Wisconsin. A quote from our 50th Anniversary booklet, from the year 1929, states: “It is the desire of our Officers and Directors that The Bank of Kaukauna will help you