FHA Vs. USDA loan program for Flagler-Beach, Flagler County, Florida

In 2025, the USDA loan limit for a single-family home in Flagler-Beach, Flagler, FL is $285,000, while the FHA limit stands at $356,362.

Harness the Lendersa® USDA loan calculator today to compare the USDA and FHA rates, evaluating income, credit, reserves, and required documents needed for qualifying. Our cutting-edge mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, assisting you in making an informed decision on the most beneficial program for your financial position in <Alabama>.

Exploring USDA and FHA Loan Choices in Flagler-Beach, FL

At Lendersa®, our mission is delivering the best USDA or FHA loan options to you swiftly and smoothly. Begin with one of the three pathways to connect with matching lenders and USDA loan offerings.

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Understanding USDA Loans in FL

A USDA home loan, secured by the government through the Department of Agriculture, also known as a USDA rural development loan, is available only in rural communities. Unlike FHA loans requiring a down payment of at least 3.5%, a USDA loan does not necessitate any down payment.

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(781) 749-2200 Lender's profile and map Reviews Hingham Institution for Savings 49 Main Street, Hingham, MA, 02043 Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.
(781) 740-5500 Lender's profile and map Reviews Heritage Mortgage Company Inc 175 Derby Street, Suite 36, Hingham, MA, 02043 Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.
(617) 875-3871 Lender's profile and map Reviews Hard Money Loans CT by Cutter Hill Capital 4 Cutter Hill Rd, Hingham, MA, 02043 Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.
(781) 736-9900 Lender's profile and map Reviews RTN Federal Credit Union 600 Main Street, Waltham, MA, 02452 We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.
(888) 225-4636 Lender's profile and map Reviews Cape Cod 5 Lending and Wealth Management Office 2745 Main St, Brewster, MA, 02631 "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers. We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
(231) 775-2081 Lender's profile and map Reviews Wexford Community Credit Union 1021 North Mitchell Street, Cadillac, MI, 49601 Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.
(231) 779-9817 Lender's profile and map Reviews Genisys Mortgage Professionals 116 E. Nelson St., Cadillac, MI, 49601 Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
(210) 632-7424 Lender's profile and map Reviews Expedient Mortgage 15900 La Cantera, Suite 26235, San Antonio, TX, 78256 Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
(210) 683-1481 Lender's profile and map Reviews La Cantera Loans 15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256 "Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way. Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
(800) 977-9113 Lender's profile and map Reviews Home Advantage Mortgage Corporation 312 Great Road, Littleton, MA, 01460 Home Advantage Mortage Corporation is a licensed mortgage broker, located in Littleton, Massachusetts. Established in 1993, we are licensed in Massachusetts, New Hampshire, and Maine. We offer a wide range of mortgage products at the most competitive rates available. Our products are not limited to “A” type borrowers.
(888) 279-7725 Lender's profile and map Reviews Hanscom Federal Credit Union 25 Porter Road, Suite 100, Littleton, MA, 01460 With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.