USDA and FHA Pro and Con in Palm-Coast, Flagler County, FL
In the year 2025, the USDA loan limit for Palm-Coast in the county of Flagler, FL, is set at $285,000, whereas the FHA limit for a single-family property is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the current optimal USDA against FHA rates and to discern the income levels, credit scores, reserves, and documentation required for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side to aid in determining which program within best suits your unique financial needs.
2025 Loan Limits and Down Payment Requirements in Palm-Coast, County of Flagler, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Palm-Coast, FL
The aim of Lendersa® is to expedite your acquisition of the most favorable USDA or FHA loan seamlessly. You can choose one of three initial approaches to connect with lenders and access USDA loan programs.
The USDA home loan is a government-backed option by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans have no such requirement.
2101 Northwest Corporate Blvd, Suite 410, Boca Raton, FL, 33431
We are able to offer the best pricing available to Florida homeowners and homebuyers. Located in Broward County, Florida, Base Rate Mortgage is a Florida company that serves Florida homeowners only. With 30 years of residential lending experience, the team at Base Rate Mortgage will deliver an industry leading price quote.
2790 N Federal Hwy, Suite 201, Boca Raton, FL, 33431
Our business takes great pride in helping our clients make their dreams come true. We know that buying a home is one of the biggest financial decisions one can take, therefore we make sure we follow along and guide them in every step of the way.We've been helping customers afford the homes of their dreams for many years and we love what we do.
We believe that delivering exceptional service to our customers will begin with people and end with technology. Using technology and automation to create transparency and an easy to understand process, we believe Strong Home Mortgage can provide a unique and efficient loan experience.
Dreamlink Mortgage. We are a full-service mortgage company based in Boca Raton, FL. We specialize in FHA, VA, Conventional Home Loans, Commercial Loans, and Home Purchase Loans in Boca Raton. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in the zip code 33431.
KESSNER FINANCIAL, INC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans which best suit our clients needs. We believe that the best borrower is an educated borrower. It is for this reason that we work closely with them to insure that their financing is intergrated as part.
"City First Mortgage Services, we are a unified group of experienced loan professionals who know how to have fun in the mortgage industry. Our culture celebrates each team member’s individuality and creativity. We know there is not ONE right way to get the job done, therefore, we encourage innovative minds
4800 N. Federal Highway, Building E, Suite 200, Boca Raton, FL, 33431
NP, Inc. is a mortgage company with a 24 year history of helping people become new home owners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads.
CAPITAL FUNDING FINANCIAL IS A LICENSED FAMILY-OPERATED AND PRIVATELY FUNDED LENDER ON INVESTMENT PROPERTIES NATIONWIDE.
WE OFFER OUR CLIENTS THE ABILITY TO CLOSE A LOAN IN DAYS NOT WEEKS DUE TO OUR STREAMLINED INTERNAL UNDERWRITING, SELF-FUNDING, AND IN HOUSE LEGAL COUNSEL. WE ARE A+ RATED WITH THE BETTER BUSINESS BUREAU
