USDA Vs. FHA your options comparison in Bunnell, Flagler County, FL

In 2026, the USDA loan limit for Bunnell, located in Flagler, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s most favorable USDA and FHA rates, and determine the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your specific financial circumstances.

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Loan Limits and Down Payment Requirements in Bunnell, Flagler, FL for 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bunnell, FL

The purpose of Lendersa® is to swiftly connect you with the best USDA or FHA loan, seamlessly and without hassle. Begin with one of three routes leading to matched lenders and tailored USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is a mortgage option guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available in rural areas, this loan requires no down payment, unlike FHA loans, which need at least a 3.5% down payment, offering a distinct advantage to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pinnacle Bank – Wyoming
  • 2000 Main Street, Torrington, WY, 82240
  • Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
  • First Education Federal Credit Union
  • 120 West Carlson Street, Cheyenne, WY, 82009
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  • WyHy Federal Credit Union
  • 1715 Stillwater Avenue, Cheyenne, WY, 82009
  • WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
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  • Del Norte Bank
  • 705 Grand Ave, Del Norte, CO, 81132
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  • Prime Security Bank
  • 201 Main Street North, Karlstad, MN, 56732
  • Prime Security Bank has provided its customers with high quality service since 1925. Since our inception, business and personal customers have appreciated the differences we offer that are not commonly available from the large banks. We know our customers as friends and neighbors. We work for you and make decisions at a local level.
  • Crowder Mortgage Inc
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  • Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers
  • LoanStars Mortgage Company
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  • Border Bank
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  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment