USDA Vs. FHA your options comparison in Bunnell, Flagler County, FL
In 2025, the USDA loan limit for Bunnell, located in Flagler, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s most favorable USDA and FHA rates, and determine the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your specific financial circumstances.
Loan Limits and Down Payment Requirements in Bunnell, Flagler, FL for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bunnell, FL
The purpose of Lendersa® is to swiftly connect you with the best USDA or FHA loan, seamlessly and without hassle. Begin with one of three routes leading to matched lenders and tailored USDA loan programs.
A USDA home loan is a mortgage option guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available in rural areas, this loan requires no down payment, unlike FHA loans, which need at least a 3.5% down payment, offering a distinct advantage to eligible buyers.
432 South Emerson, Suite 120, Greenwood, IN, 46143
"Our mission is to provide you or your client with a competitive mortgage product that meets your needs, and accomplish a closing with as much speed and ease possible using solid Christian principles.
We have partnered with numerous lenders so we can do the shopping for you. Our mortgage process utilizes cutting edge technology"
Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.
We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs
Centennial Bank provides a broad range of commercial and retail Banking and related financial services to businesses, real estate developers, investors, individuals and municipalities. Member FDIC. Equal Housing Lender.commercial and retail Banking and related financial services to businesses
KISS Capital is the “out-of-the-box” private money company. We provide real estate investment capital for consumers and real estate investors throughout the United States. We are known for our commitment to fast-funding, no-nonsense, story-book lending. KISS Capital provides ASSET-BASED lending to investors who want to grow their business.
First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.
The Stanwood Area Federal Credit Union traces its roots back to 1940. The credit union has continued to thrive over the years through the efforts of many non-paid volunteers who have been dedicated to the credit union philosophy of “People Helping People”. Our Mission is to provide the best quality services available to meet the financial needs.
The Farmers State Bank is a Community Bank for Community People. We offer competitive deposit products for individuals and businesses. Our loan products include loans for the purchase or refinance of your personal residence; ones to purchase the vehicle of your choice; and home equity loans for the improvement of your residence.
The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit