USDA Loan Vs. FHA loan for Ormond-Beach, FL [Volusia County Rates 2023]

In 2025, USDA loan limit in Ormond-Beach, county of Volusia, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ormond-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 333-6213 952 miles Lender's profile and map Reviews Dallas Mortgage Associates 10501 N. Central, Suite 210, Dallas, TX, 75231 Dallas Mortgage Associates committed and passionate professional who puts my clients' best interests and satisfaction above all else. My teams determination to cater to our clients' specific needs coupled with our market expertise, attention to detail and superior negotiating skills allows you to receive first class service.
(972) 263-9497 952 miles Lender's profile and map Reviews Credit Union of Texas 900 W Bethany Dr, Suite 100, Allen, TX, 75013 Experience more of everything. More service. More value. More solutions to your financial needs. That’s what we are here for. Actually, it’s the only reason we are here. We are interested in what’s going on with you above all else, & our employees are empowered to help you get where you are going, wherever that financial highway needs to take you.
(469) 848-0202 952 miles Lender's profile and map Reviews Lexco Lending LLC 935 West Exchange Parkway, Suite 200, Allen, TX, 75013 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide digital home loans to our clients while providing them with the lowest interest rates and closing costs at industry leading turn times. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(214) 509-8038 952 miles Lender's profile and map Reviews East Capital Funding LLC 700 Central Expy S, Suite 400, Allen, TX, 75013 East Capital Funding LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(972) 897-6348 952 miles Lender's profile and map Reviews American Mortgage Company 1002 Raintree Circle, Suite 100, Allen, TX, 75013 The American Mortgage Company was founded in 1999 by Mr. Gregory D. Park and has continued to grow and thrive ever since. Proudly serving the greater North Texas area. we offering this: Home Mortgages, Refinancing, Credit Checks, VA loans, FHA loans, Home Mortgage consultations, Mortgage Plan Analysis.
(844) 839-2378 952 miles Lender's profile and map Reviews Texas Best Home Loans LLC 924 Colorado Dr., Allen, TX, 75013 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and best of all quality service and individual attention. We've been helping customers afford the home of their dreams and we love what we do. We are home loan experts, let us know if you have questions.
(972) 896-8790 952 miles Lender's profile and map Reviews Mortgage X-Change 400 W Bethany Dr, Suite 130, Allen, TX, 75013 MortgageX-Change.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
(773) 377-9319 953 miles Lender's profile and map Reviews Key City Lending Inc. 2121 W. Army Trail Rd, Suite 108, Addison, IL, 60101 "Key City Lending, America's Lender, matches borrowers through technology and high-touch customer care with the credit they need. As a fast-growing national consumer lender, Key City Lending is at the fore-front of the mortgage industry. Key City Lending is passionate about emerging financial technology"
(773) 717-5757 953 miles Lender's profile and map Reviews ELCA Federal Credit Union 8765 W Higgins Road, Suite 675, Chicago, IL, 60631 The ELCA Federal Credit Union was created by the ELCA to provide additional financial services to ELCA members, employees of synods, congregations or any other ELCA-related ministry. Ecumenical partners of the ELCA are welcome to request the ELCA Federal Credit Union's services for their denomination.
(773) 774-9040 953 miles Lender's profile and map Reviews Forum Mortgage Bancorp 7221 West Touhy, Chicago, IL, 60631 Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
(773) 665-8555 953 miles Lender's profile and map Reviews NorthPoint Lending Group Inc 7434 North Harlem Avenue, Chicago, IL, 60631 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.