FHA Vs. USDA loan program for Ormond-Beach, Volusia County, Florida

In 2025, USDA loan limit in Ormond-Beach, county of Volusia, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ormond-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 261-2617 Lender's profile and map Reviews Trillion Mortgage 5272 College Dr, Suite 101, Murray, UT, 84107 Trillion Mortgage, we are expert Utah brokers who like to educate our clients through the mortgage process so that they know ALL their options. By having all the correct information, our clients can make the most informed decision for what loans are best for them. Our lenders provide a variety of options, including traditional, FHA, and VA loans.
(801) 900-6416 Lender's profile and map Reviews GreenStreet Mortgage, LLC. 4001 South 700 East, Suite 500, Millcreek, UT, 84107 GreenStreet Mortgage is founded on the principal of creating outstanding customer experience. We know the mortgage process can be daunting for many. With friendly and experienced loan professionals we create an experience catering to each individual, making the process fast, easy and smooth
(801) 846-8243 Lender's profile and map Reviews Vintage Lending 777 E 4500 S, Suite 220, Salt Lake City, UT, 84107 Vintage Lending providing clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
(801) 981-5690 Lender's profile and map Reviews Avanti Mortgage, LLC 6040 S Fashion Blvd, Suite 101, Murray Utah, UT, 84107 The Avanti Mortgage team has served the needs of borrowers for over two decades. Collaboratively we have over 100 years of mortgage experience. As a mortgage broker, Avanti offers many advantages over other lenders. We do not have the huge overhead that large mortgage bankers have, so we can give our borrowers the most competitive rates possible.
(801) 590-4499 Lender's profile and map Reviews RoBUS Finance LLC 5295 S Commerce Dr, Suite 205, Salt Lake City, UT, 84107 RoBUS Mortgage is a direct lender and a broker currently licensed in 10 states with more on the way. We are averaging close to 12 days from application to clear to close on conventional loans in most states. We don't have much overhead and pass that on to our clients in the form low pricing.
(801) 561-4700 Lender's profile and map Reviews Utah Mortgage Loan Corp 488 East 6400 South, Suite 300, Salt Lake City, UT, 84107 Utah Mortgage Loan Corporation is the oldest non-bank mortgage lender in the state of Utah, offering the full array of mortgage products available in the marketplace today. We are locally owned and operated by local Utah residents who are seasoned professionals, driven by their desire to help Utah homeowners.
(801) 255-0936 Lender's profile and map Reviews Christian Roberts Mortgage 512 E Winchester, Murray, UT, 84107 Our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(801) 635-6545 Lender's profile and map Reviews Western Mortgage Services 1448 Blaine Ave, Salt Lake City, UT, 84105 Western Mortgage Services, we are experts in “hard money” loans—we provide financing solutions when other lenders simply can’t. WMS has served residential homeowners and real estate investors in Utah for over ten years. We fund residential, commercial, multi-family, and land loans that don’t meet the qualifications for traditional funding
(385) 220-5458 Lender's profile and map Reviews Loans by Vicky 8325 N. Cedar Drive, Eagle Mountain, UT, 84005 Vicky is a loan officer who works directly with wholesale lenders to give you the best options. I take the needs of my clients seriously. I will listen to your specific situation and work to find the loan that is best for you. I will keep you updated throughout the entire process and quickly respond to any questions
(801) 355-7411 Lender's profile and map Reviews Liberty Bank, Inc. 326 South 500 East, Salt Lake City, UT, 84102 Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
(801) 328-1521 Lender's profile and map Reviews Ridgeline Federal Credit Union 564 East 300 South, Salt Lake City, UT, 84102 Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans