For 2026, the USDA loan limit in Ormond-Beach, part of Volusia, FL, stands at $285,000, whereas for a single-family residence, the FHA loan limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, understanding required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program tailored to your financial needs in .
2026 Loan Limits and Down Payment Requirements in Ormond-Beach, Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Ormond-Beach, FL
The goal of Lendersa® is to promptly deliver the best USDA or FHA loan options to you without hassle. Start with one of three paths that align you with matching lenders and the right USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment, offering an advantageous option for eligible borrowers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
555 W Granada Blvd, Suite A4, Ormond Beach, FL, 32174
Lends in Florida
We are a private mortgage company specializing in non-qualifying hard money loans to real estate investors in the State of Florida for rehab/flip properties, rental property and cash-out refinances for investment properties. We offer several loan programs that will certainly meet your needs. We offer zero upfront fees until your loan is approved.
1950 West International Speedway Boulevard, Daytona Beach, FL, 32114
Lends in Florida
We provide our clients with outstanding financial products and solutions in a community bank environment. We are local, knowledgeable bankers whose primary goal is to serve our clients with the best service available in our community. We have a passion to be your banker. Our strategy is designed towards getting better each day.
1200 West International Speedway Blvd, Building 300, Room 122, Daytona Beach, FL, 32114
Lends in Florida
In July 1969, Roy F. Bergengren, a grandson of the founder of the credit union movement in the United States, along with nine other college employees, met to start the Daytona Beach Junior College (DBJC) Federal Credit Union to represent an oasis of service and value for individuals looking for more from their financial institution.
408 South Central Avenue, Flagler Beach, FL, 32136
Lends in Florida
American Home Mortgage Group has been locally owned and operated in beautiful Flagler Beach, Florida since 2003. Our employees value honesty, integrity, and service. We strive to help you and your family finance the home of your dreams and absolutely love what we do. We work hard to be more than just a highly respected mortgage broker.
712 S Ocean Shore Blvd #206, Flagler Beach, FL, 32136
Lends in Florida
Churchill Mortgage is a full-service and financially sound leader in the mortgage industry. We love working with real estate agents, buyers and sellers. The Churchill Mortgage team wants to help you plan a smarter mortgage plan, specifically designed to help you meet your unique needs now and into the future.
American Home Mortgage Group is a trusted mortgage source in Flagler Beach, Florida since 2003. In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. Our team has the knowledge to analyze each individual’s goals and objectives and tailor the best mortgage solution to meet those needs.
800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
Lends in Florida
We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions
Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
