USDA Loan Vs. FHA loan for Ormond-Beach, FL [ best of 2023]

In 2024, USDA loan limit in Ormond-Beach, county of Volusia, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ormond-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(508) 370-0111 http://www.themortgagepros.biz 1051 miles Lender's profile and map Reviews The Mortgage Pros 2 Vernon St., Framingham, MA, 01701 our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(774) 999-0443 https://ontomortgage.com/ 1051 miles Lender's profile and map Reviews OnTo Mortgage 405 Cochituate Road, Suite 204, Framingham, MA, 01701 OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.
(319) 398-5007 https://metcocu.org/ 1051 miles Lender's profile and map Reviews Metco Credit Union 115 8th Avenue SW, Cedar Rapids, IA, 52404 Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.
(608) 776-4071 https://www.fnbdarlington.com/ 1051 miles Lender's profile and map Reviews First National Bank at Darlington 245 Main Street, Darlington, WI, 53530 First National Bank at Darlington has been proudly serving the banking needs of Lafayette County residents since 1934. Our professional staff is committed to providing you with the most up to date financial services. As a locally owned bank, with convenient locations in Darlington & Gratiot, our commitment to our customers is second to none.
(978) 632-2542 https://www.gfafcu.com/ 1051 miles Lender's profile and map Reviews GFA Federal Credit Union 229 Parker St, Gardner, MA, 01440 GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
(319) 854-6104 https://www.exchangestatebank.net/ 1051 miles Lender's profile and map Reviews Exchange State Bank 253 Broadway, Springville, IA, 52336 At The Exchange State Bank, we enjoy being a banking option for people from all walks of life. Serving the communities of Springville and Martelle and their surrounding areas, we work with customers with a variety of banking needs. The Exchange State Bank Offering a variety of banking services, from deposit accounts and online banking services.
(405) 655-5729 http://www.sfmhomeloans.com 1051 miles Lender's profile and map Reviews Security Financial Mortgage 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025 Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
(508) 820-4000 https://www.mutualone.com/ 1051 miles Lender's profile and map Reviews MutualOne Bank 49 Main Street, Natick, MA, 01760 Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
(508) 975-4367 http://qsprivatelending.com/ 1051 miles Lender's profile and map Reviews QS Private Lending 83 Speen St, Natick, MA, 01760 QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia. As one of the oldest and largest private, hard money lenders
(210) 684-1054 https://www.swrcfcu.com/ 1052 miles Lender's profile and map Reviews Southwest Research Center Federal Credit Union 7215 Culebra Road, San Antonio, TX, 78251 At Southwest Research Center Federal Credit Union, members come first. We promise to offer honest, fair deals to every member, every time. We promise to treat every member with both respect and dignity. We promise to strive to be a trusted financial advisor that our members can count on to assist them with achieving their financial dreams.
(405) 643-6645 https://foxmortgage.com/ 1052 miles Lender's profile and map Reviews Fox Mortgage 4801 Gaillardia Parkway, Suite 200, Oklahoma City, OK, 73142 When it comes to mortgages, most people feel lost. At Fox Mortgage, we guide you through the process & get you a great deal. We believe that homeownership builds wealth long term so we created Fox Mortgage to help advise Oklahoman’s on their mortgage needs, whether that is purchasing their next home or refinancing their current one.