For 2025, the USDA loan limit in Ormond-Beach, part of Volusia, FL, stands at $285,000, whereas for a single-family residence, the FHA loan limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, understanding required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program tailored to your financial needs in .
2025 Loan Limits and Down Payment Requirements in Ormond-Beach, Volusia, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Ormond-Beach, FL
The goal of Lendersa® is to promptly deliver the best USDA or FHA loan options to you without hassle. Start with one of three paths that align you with matching lenders and the right USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment, offering an advantageous option for eligible borrowers.
411 Hackensack Avenue, Suite 803, Hackensack, NJ, 07601
Silver Arch Capital Partners is a Private Lender specializing in Bridge and Hard Money Loans secured by Commercial Real Estate. Silver Arch is committed to providing the quickest responses and timely closings across all the major property classes. Our partners share decades of experience in direct real estate lending.
Northeastern Operating Engineers Federal Credit Union
1616 Whitestone Expressway, Whitestone, NY, 11357
Since 1974, Northeastern Operating Engineers Federal Credit Union has been serving the financial needs of its members & their families.
The Credit Union is a full service financial institution that offers a broad range of financial products &services. Our knowledgeable loan officers can help you with your mortgage, home equity loan needs
New Covenant Dominion Federal Credit Union Our goal is to serve all of our members well, especially those of modest means. We strive to serve everyone in need of financial services within our membership and to be sensitive to the individual needs of the various cultures we serve.
On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.
A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.
201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
We offer real estate & business financing for all kind of investment retail, properties, including commercial, industrial, multi-family, mixed use property, and more. Our unique approach allows us to close quickly and securely on business loans & real estate investments, even when conventional lenders turn you away.
336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to
99 West Essex Street, 2nd Floor, Maywood, NJ, 07607
Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,