USDA Vs. FHA your options comparison in Ormond-by-the-Sea, Volusia County, FL
For the year 2026, the USDA loan ceiling for those seeking loans in Ormond-by-the-Sea, located within Volusia County, FL, is set at $336,500. In contrast, for a single-family dwelling, the FHA loan limit is established at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can effectively compare the top USDA and FHA rates achievable today. This tool aids in identifying the income, credit variables, reserves required, and necessary documentation for eligibility. Our refined mortgage calculator provides a direct comparison between USDA, FHA, Conforming, and VA loans, enabling you to make an informed decision about which option might best suit your distinctive financial circumstances in .
The 2026 loan limits and downpayment requirements for Ormond-by-the-Sea, within Volusia County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan opportunities in Ormond-by-the-Sea, FL
Lendersa® strives to secure quick and efficient results to help you find the ideal USDA or FHA loan. Choose one from three initial pathways to connect with lenders and discover suitable USDA loan programs tailored to your situation.
The USDA home loan, guaranteed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Differing from FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever, providing a unique opportunity for qualifying applicants in specified rural regions.
Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
Our goal is to provide you with a connection to Dairy State Bank and members of the communities we serve. We do review comments and will remove negative, explicit, profane, offensive or disruptive activity. Links we provide to third-party sites do not indicate endorsement and also provide the best customer service possible
13754 Frontier Ct, Suite 107, Burnsville, MN, 55337
Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you.
Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
Equitable Bank was established in 1882 shortly after the community of Grand Island was incorporated. It was organized by a small group of pioneers and was called, at that time, Grand Island Building & Loan Association. For nearly 140 years Equitable Bank has served the community of Grand Island & the surrounding area providing financial services.
1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Maine Highlands Federal Credit Union is a proactive, member-owned cooperative whose purpose is to provide personal service & shared value, while maintaining its financial stability & integrity. Serving all of Piscataquis, Penobscot & Somerset counties, MHFCU is proud to offer members a variety of quality banking services.
ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.
