USDA Vs. FHA your options comparison in Ormond-by-the-Sea, Volusia County, FL
For the year 2025, the USDA loan ceiling for those seeking loans in Ormond-by-the-Sea, located within Volusia County, FL, is set at $336,500. In contrast, for a single-family dwelling, the FHA loan limit is established at $472,030.
By utilizing the Lendersa® USDA loan calculator, you can effectively compare the top USDA and FHA rates achievable today. This tool aids in identifying the income, credit variables, reserves required, and necessary documentation for eligibility. Our refined mortgage calculator provides a direct comparison between USDA, FHA, Conforming, and VA loans, enabling you to make an informed decision about which option might best suit your distinctive financial circumstances in .
The 2025 loan limits and downpayment requirements for Ormond-by-the-Sea, within Volusia County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan opportunities in Ormond-by-the-Sea, FL
Lendersa® strives to secure quick and efficient results to help you find the ideal USDA or FHA loan. Choose one from three initial pathways to connect with lenders and discover suitable USDA loan programs tailored to your situation.
The USDA home loan, guaranteed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Differing from FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever, providing a unique opportunity for qualifying applicants in specified rural regions.
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