USDA VS FHA in Homestead, Miami-Dade County, FL

In 2024, USDA loan limit in Homestead, county of Miami-Dade, FL is $0 while FHA limit is $557,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Homestead, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Homestead, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Somerset Federal Credit Union
  • 740 County Street, Somerset, MA, 02726
  • Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve. SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
  • Navigant Credit Union
  • 1005 Douglas Pike, Smithfield, RI, 02917
  • From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
  • The State Bank of Spring Hill
  • 201 South Webster Street, Spring Hill, KS, 66083
  • Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years. We offer our customers old-time values mixed with progressive, automated banking services.
  • Shamrock Home Loans
  • 75 Newman Avenue, Rumford, RI, 02916
  • Shamrock Home Loans, we’re not inspired by mortgage loans, credit scores or interest rates. No way. What fires us up is the idea of building neighborhoods, watching families grow and turning houses into homes and also The company provides equity, refinancing, debt consolidation, home improvement loans and real estate mortgage loans.
  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
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  • 101 W Main St, Joy, IL, 61260
  • Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.
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  • 10753 Macatawa Drive, Holland, MI, 49424
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
  • Brendan O'Driscoll
  • 214 Fulton St, Grand Rapids, MI, 49503
  • Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.
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  • Encompass Home Loans Inc
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  • John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service