As of 2025, the USDA loan limit in Homestead, located in the county of Miami-Dade, FL, is $0, whereas the FHA limit for a single-family home is $557,750.
To compare the best rates of today between USDA and FHA, utilize the Lendersa® USDA loan calculator. You'll discover the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, ensuring you can pick the program in that suits your financial needs.
Loan limits and downpayment requirements for 2025 in Homestead, county of Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$557,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Homestead, FL
The aim of Lendersa® is to promptly provide you with the best USDA or FHA loan options without any hassle. Choose one of three starting points to connect with compatible lenders and USDA loan options.
A USDA home loan is secured by the Department of Agriculture and often recognized as the USDA rural development loan or USDA mortgage, typically available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment at all.
New Silver is a technology enabled non-bank lender primarily focused on providing financing to the United States based ‘fix & flip” sector, with a concentration on single-family residential & small balance commercial assets.New Silver’s proprietary technology automates and streamlines loan originations,while using data to reduce loan default risk.
MA Bank opened its doors for business in 1893 after the founder, Jett Dearing, rode on horseback to sell stock to local businessmen and farmers. MA Bank has always been locally owned and takes great pride in serving the needs of our community. We have never forgotten that it was local people that gave us our start.
The Horizon Credit Union was chartered in July of 1954 by Missouri Department of Transportation employees and Missouri State Highway Patrol employees. The two groups came together to form a credit union that would provide themselves and their coworkers a place to save and borrow money.
Sherpa Capital Group LLC is a boutique private equity real estate firm. Sherpa specializes in originating bridge debt and equity investments secured by commercial non-owner occupied real estate. Sherpa was founded in 2010 to take advantage of the lack of credit in the real estate industry.
Maverick Commercial Mortgage, Inc. has been formed by Benjamin L. Kadish with offices located in Chicago's River West neighborhood. After more than 32 years in the Chicago mortgage banking industry and funding more than $3.5 billion dollars in financings, Mr. Kadish is hanging his own shingle
Cypress Mortgage Buying or ReFinancing a home can be a huge undertaking. You can rely on us to help you find the loan program that's the right fit for you. Our team of professionals is ready to help you navigate this important financial commitment. For guidance in choosing the right program for your unique situation.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Founder Dan Jasek started Lenderment with one simple idea: “to fit the mortgage to the buyer, not the buyer to the mortgage”. Most banks offer you one option, usually the same mortgage they push on everyone that makes them the most money. At Lenderment, we know no two situations are the same so we create the perfect loan for what you need.
"Our mortgage lenders not only average more than ten years in the mortgage industry, but also call Chicagoland home. We live where we lend, so we’re always a phone call or face-to-face chat away.
Our knowledge of the local market, ability to offer custom loan solutions, and commitment to personal service."
Chicago Financial Services, Inc. founded in 1990 The company provides residential financial services to individuals and institutional projects it is recognized as one of the premier residential mortgage banks in Chicago and differentiates itself from other mortgage banks because of its boutique size. All aspects of the residential lending process.
A and N Mortgage Services, Inc.'s mission is to provide you with high quality programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.After receiving your information, A and N Mortgage Services, Inc. will be able to get a complete look at your financial situation to determine.
