USDA and FHA Pro and Con in Leisure-City, Miami-Dade County, FL

In the year 2025, the USDA loan limit in Leisure-City within the county of Miami-Dade, FL is set at $0, whereas the FHA limit for a single-family residence is $402,500.

Utilize the Lendersa® USDA loan calculator to examine today's best rates for USDA compared to FHA, and identify the income, credit, reserves, and documentation required to qualify. By using our sophisticated mortgage calculator, you can evaluate the USDA, FHA, Conforming, and VA options side-by-side, enabling you to choose the most suitable program in Alabama for your financial circumstances.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Leisure-City, County of Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Leisure-City, FL

The aim of Lendersa® is to assist you in acquiring the most advantageous USDA or FHA loan swiftly and with ease. You may choose one of the three starting methods to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in FL?

The USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage applicable in rural areas alone. This differs from FHA loans, which mandate a minimum down payment of 3.5%, as the USDA loan does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cornhusker Bank
  • 8310 O Street, Lincoln, NE, 68510
  • Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
  • Capital City Mortgage, Inc.
  • 237 S 70th St, Suite 105, Lincoln, NE, 68510
  • Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.
  • Exchange Bank.
  • 8008 W. Dodge Rd, Omaha, NE, 68114
  • A great deal has changed since Exchange Bank was chartered in 1894. Most notably, technology is now a central part of people’s daily lives. Mobile banking, facial recognition software, and paperless payments are the new normal, allowing customers to accomplish tasks from virtually anywhere, at any time.
  • American National Bank
  • 8990 W Dodge Rd, Omaha, NE, 68114
  • We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible. We built American National Bank over 100 years ago with the same curiosity.
  • Goodman Mortgage Corporation
  • 801 N 96th St, Suite 2592, Omaha, NE, 68114
  • Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too! We have the experience to identify.
  • Finance 1 LLC
  • 1005 S 76th St, Suite 102, Omaha, NE, 68114
  • Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.
  • Mortgage Specialists, LLC
  • 8420 W Dodge Rd, Suite 113, Omaha, NE, 68114
  • We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals
  • Lincoln Federal Savings Bank
  • 8400 Maddox Dr., Lincoln, NE, 68501
  • Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.