USDA Vs. FHA Pro and Con comparison in Leisure-City, Miami-Dade County, FL

In the year 2025, the USDA loan limit in Leisure-City within the county of Miami-Dade, FL is set at $0, whereas the FHA limit for a single-family residence is $402,500.

Utilize the Lendersa® USDA loan calculator to examine today's best rates for USDA compared to FHA, and identify the income, credit, reserves, and documentation required to qualify. By using our sophisticated mortgage calculator, you can evaluate the USDA, FHA, Conforming, and VA options side-by-side, enabling you to choose the most suitable program in Alabama for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Leisure-City, County of Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Leisure-City, FL

The aim of Lendersa® is to assist you in acquiring the most advantageous USDA or FHA loan swiftly and with ease. You may choose one of the three starting methods to find matching lenders and USDA loan programs.

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What Defines a USDA Loan in FL?

The USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage applicable in rural areas alone. This differs from FHA loans, which mandate a minimum down payment of 3.5%, as the USDA loan does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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