USDA VS FHA in Leisure-City, Miami-Dade County, FL

In the year 2025, the USDA loan limit in Leisure-City within the county of Miami-Dade, FL is set at $0, whereas the FHA limit for a single-family residence is $402,500.

Utilize the Lendersa® USDA loan calculator to examine today's best rates for USDA compared to FHA, and identify the income, credit, reserves, and documentation required to qualify. By using our sophisticated mortgage calculator, you can evaluate the USDA, FHA, Conforming, and VA options side-by-side, enabling you to choose the most suitable program in Alabama for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Leisure-City, County of Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Leisure-City, FL

The aim of Lendersa® is to assist you in acquiring the most advantageous USDA or FHA loan swiftly and with ease. You may choose one of the three starting methods to find matching lenders and USDA loan programs.

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What Defines a USDA Loan in FL?

The USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage applicable in rural areas alone. This differs from FHA loans, which mandate a minimum down payment of 3.5%, as the USDA loan does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CORE FINANCIAL, INC
  • 8401 J R Manor Dr #100, Tampa, FL, 33634
  • CORE Financial, is ready to give you and your loan the service and attention it deserves. We have 15 years of experience at your service. We make it our mission to keep you headache-free during your entire loan process. Whether this is your first financing, a loan for remodeling, refinancing your home, or just simple debt consolidation
  • Platinum Advantage Mortgage LLC
  • 12226 Grandmere Court, Windermere, FL, 34786
  • We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
  • Equal Mortgage LLC
  • 9100 Conroy Windermere Road, Suite 200, Windermere, FL, 34786
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.
  • Platinum One Financial LLC
  • 1169 Estancia Woods Loop, Windermere, FL, 34786
  • At Platinum One Financial, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Angel Mortgage Services Inc
  • 773 S Kirkman Rd, Suite 114, Orlando, FL, 32811
  • We take pride in providing you with first-rate service and not only appreciate but look forward to the opportunity to assist you with your mortgage needs. Ike Darius the founder and CEO of Angel Mortgage Services. Over the course of 19 years Ike have been involved, in some form or another, the mortgage profession.
  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending
  • HECM Senior Home Financing
  • 5730 Old Cheney Highway, Orlando, FL, 32807
  • Our company was founded with the goal of helping senior citizens live out the best retirements possible by utilizing a Home Equity Conversion Mortgage (HECM). One of the biggest barriers to a happy retirement is having liquid cash. Our company can help senior citizens overcome this barrier by providing a way for them to buy their primary home
  • Home Capital Corporation
  • 38349 County Road 54, Zephyrhills, FL, 33542
  • Home Capital Corporation was founded in 1998 by Billy Davis, who is still President and Primary Broker Loan Officer. Our motto is "Home Loans from REAL People Who Care" and we live up to this every day. We offer the best service and pricing in the industry, and our customers have rated us with 5 Stars in ALL Reviews because we follow through.
  • Insight Credit Union
  • PO Box 4900, Orlando, FL, 32802
  • Insight Credit Union is a state-chartered credit union dedicated to improving the financial lives of those who live and work in the communities it serves. With 13 locations and more than 125 employees, Insight serves over 50,000 members in Orange, Seminole, Volusia, Osceola, Lake, Sumter, Citrus and Marion Counties.