USDA VS FHA in Leisure-City, Miami-Dade County, FL

In the year 2026, the USDA loan limit in Leisure-City within the county of Miami-Dade, FL is set at $0, whereas the FHA limit for a single-family residence is $402,500.

Utilize the Lendersa® USDA loan calculator to examine today's best rates for USDA compared to FHA, and identify the income, credit, reserves, and documentation required to qualify. By using our sophisticated mortgage calculator, you can evaluate the USDA, FHA, Conforming, and VA options side-by-side, enabling you to choose the most suitable program in Alabama for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Leisure-City, County of Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Leisure-City, FL

The aim of Lendersa® is to assist you in acquiring the most advantageous USDA or FHA loan swiftly and with ease. You may choose one of the three starting methods to find matching lenders and USDA loan programs.

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What Defines a USDA Loan in FL?

The USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage applicable in rural areas alone. This differs from FHA loans, which mandate a minimum down payment of 3.5%, as the USDA loan does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Lending Group Inc
  • 401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
  • We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
  • PS Bank PA
  • 76 Church St, Wyalusing, PA, 18853
  • PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
  • PS Bank
  • 76 Church Street, Wyalusing, PA, 18853
  • PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home. Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.
  • South Texas Lending
  • 1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
  • South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.
  • The First Bank of Greenwich
  • 444 East Putnam Avenue, Cos Cob, CT, 06807
  • When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
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  • 14 Relay Place, Greenwich, CT, 06807
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  • Members Credit Union
  • 126 East Putnam Ave, Cos Cob, CT, 06807
  • Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
  • DIRECTIONS HOME LOAN
  • 2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
  • Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.
  • Team Heard
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  • We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.