USDA and FHA Pro and Con in Fort-Myers, Lee County, FL
In the year 2025, the USDA loan limit for Fort-Myers in the county of Lee, FL is $315,100. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates. Identify the required income, credit, reserves, and documents essential for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to assist you in determining the best program within , tailored to your financial requirements.
2025 Loan Limits and Down Payment Requirements in Fort-Myers, County of Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Fort-Myers, FL
The objective of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and effortlessly. Choose from one of three starting approaches to connect with lenders and USDA loan programs that align with your goals.
A USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
The Bank of Belle Glade began its history in 1963 with a group of concerned citizens. This group raised its startup capital from local shareholders that recognized that the Belle Glade area needed a bank it could call it's own. A local bank with local management and decision making.
Bombay Mortgage believe in helping all aspiring homeowners get the help they need. We are committed to finding the right solution for your mortgage as quickly as possible. By streamlining our processes and offering professional service along the way we’ve found many of our clients are able to qualify for a mortgage loan
"Our quick, easy assistant focuses on your individual needs, Receive purchase information instantly. Refinancing has changed. You can trust our knowledgeable advice and excellent personal service. We love our customers, so feel free to visit during normal business hours. ABK Financial
Headquarter in sarasota, FL."
Nona Financial has years of experience improving our client's cash flow. We are affiliated with over 50 different financial institutions including aggressive banks, small hedge funds and finance companies. We offer a variety of asset based loans and other alternative financings using both GAP and Non-Gap assets.
APR Mortgage LLC assists our clients with all matters relating to real estate and mortgage. Our goal as a company is to provide our clients with the confidence and experience to enable them to purchase the home of their dreams. We specialize in handling difficult loans that banks will not handle.
7357 International Place, Suite 102, Sarasota, FL, 34240
"Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective financial solutions, thus resulting in a positive mortgage experience.
Using over 60 year’s experience, we pledge to earn your trust through unparalleled service, integrity and communication
6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240
Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process
The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
