USDA Vs. FHA your options comparison in Sawgrass, St. Johns County, FL

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Understanding USDA Loans in FL

A USDA home loan is secured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage. These loans are specifically available in rural areas and stand apart from FHA loans, which necessitate a 3.5% down payment, as the USDA mortgage doesn't require any down payment at all. This allows more flexibility for qualified borrowers seeking to purchase homes in rural communities.

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Enter your location to find out if it qualifies for USDA rural housing loan?



  • TCP Credit Union
  • 3051 Westinghouse Road, Rural Hall, NC, 27045
  • TCP Credit Union has been open since 1980. The credit union has assets totaling $11.67 Million and provides banking services to more than 2, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members

  • First Federal Savings & Loan
  • 903 Jackson Avenue, Pascagoula, MS, 39568
  • First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products

  • Mountain Commerce Bank
  • 6101 Kingston Pike, Knoxville, TN, 37919
  • In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.

    By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.

  • Apex Bank
  • 430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
  • Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.

  • The Frazier Company
  • 5731 Lyons View Pike, Suite 106, Knoxville, TN, 37919
  • "Since 1990, The Frazier Company has closed more than 155 transactions totaling over 750 million dollars in construction, acquisition, and long term, fixed rate, non-recourse, permanent financing for income producing properties throughout the United States.

    The Frazier Company is located in Knoxville, TN, United States"

  • Browning Capital and Investment Corporation DBA Summit South Mortgage
  • 6000 Walden Drive, Suite 101, Knoxville, TN, 37919
  • Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.

  • Simple Mortgage Solutions LLC
  • 6906 Kingston Pike, Knoxville, TN, 37919
  • Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.

  • Simply Bank
  • 420 Third Avenue, Dayton, TN, 37321
  • SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.

  • Gulf Trust Federal Credit Union
  • 2533 Denny Avenue, Pascagoula, MS, 39567
  • In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.