USDA Vs. FHA your options comparison in Sawgrass, St. Johns County, FL

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Understanding USDA Loans in FL

A USDA home loan is secured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage. These loans are specifically available in rural areas and stand apart from FHA loans, which necessitate a 3.5% down payment, as the USDA mortgage doesn't require any down payment at all. This allows more flexibility for qualified borrowers seeking to purchase homes in rural communities.

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Enter your location to find out if it qualifies for USDA rural housing loan?



  • ALEC
  • 325 Tri-State Parkway, Gurnee, IL, 60031
  • Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,
  • Consumers Credit Union
  • 1075 Tri-State Pkwy, Suite 850, Gurnee, IL, 60031
  • Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit
  • Great Lakes Credit Union
  • 3290 N. Lewis Ave, Waukegan, IL, 60087
  • Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates. At the time, no financial institution existed in the area, leaving local workers without an option to safely.
  • Central Missouri Community Credit Union
  • 620 N Maguire Street, Warrensburg, MO, 64093
  • Central Missouri Community Credit Union was chartered in 1961 as a credit union for the education community. We now serve a field of membership including all educational employees, college students and high school juniors and seniors in all counties of the University of Central Missouri District.
  • Quarry City Savings and Loan Association
  • 713 PCA Road, Warrensburg, MO, 64093
  • Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.
  • Genesee Co-op Federal Credit Union
  • 395 Gregory Street, Rochester, NY, 14620
  • Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
  • Dallas U.P. Employees Credit Union
  • 8150 South Central Expressway, Suite A, Dallas, TX, 75241
  • The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
  • Auburn Community Federal Credit Union
  • 65 Wright Circle, Auburn, NY, 13021
  • Auburn Community Federal Credit Union is owned by its members. Each member has equal standing in Auburn Community Federal Credit Union. This means that our credit union operates for and by our members. This eliminates the conflict of interest that’s present at big banks. Banks are owned by shareholders.
  • State Police Credit Union
  • 321 Research Parkway, Meriden, CT, 06450
  • The CT State Police Credit Union has been providing personalized financial services to Connecticut safety personnel and their families since we were established in 1960. When you join the State Police Credit Union, you become a member of an elite group of public servants from the state’s Emergency Services and Public Protection departments.