USDA VS FHA in Sawgrass, St. Johns County, FL

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Understanding USDA Loans in FL

A USDA home loan is secured by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or mortgage. These loans are specifically available in rural areas and stand apart from FHA loans, which necessitate a 3.5% down payment, as the USDA mortgage doesn't require any down payment at all. This allows more flexibility for qualified borrowers seeking to purchase homes in rural communities.

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Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
  • BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.
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