USDA VS FHA in Greenacres, Palm Beach County, FL

In 2026, the maximum USDA loan available in Greenacres, within Palm Beach county, FL, is $368,000. For a single-family home, the FHA sets a limit at $557,750.

Lendersa® provides a USDA loan calculator to help you compare today’s most favorable USDA versus FHA rates, discovering the income, credit, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, helping you determine which option in fits your financial objectives best.

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2026 Loan Limits and Down Payment Requirements in Greenacres, Palm Beach, FL

Type of Loan Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenacres, FL

Lendersa® aims to secure the most suitable USDA or FHA loan for you swiftly and without hassle. Choose one of three starting approaches to find lenders and evaluate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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