USDA and FHA Pro and Con in Greenacres, Palm Beach County, FL

In 2026, the maximum USDA loan available in Greenacres, within Palm Beach county, FL, is $368,000. For a single-family home, the FHA sets a limit at $557,750.

Lendersa® provides a USDA loan calculator to help you compare today’s most favorable USDA versus FHA rates, discovering the income, credit, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, helping you determine which option in fits your financial objectives best.

Review loan proposals from 100 lenders

2026 Loan Limits and Down Payment Requirements in Greenacres, Palm Beach, FL

Type of Loan Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenacres, FL

Lendersa® aims to secure the most suitable USDA or FHA loan for you swiftly and without hassle. Choose one of three starting approaches to find lenders and evaluate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SDG Lending Inc
  • 1213 SW 25th Avenue, Boynton Beach, FL, 33426
  • SDG Lending, Inc. has the ability to close loans in as little as 2 weeks. Although out average turnaround time is 3-4 weeks. Give me a call and experience the SDG Lending difference. Scott Goldstein have been helping homeowners with their home loans loans since 2003. Scott Goldstein is a dedicated professional.

  • MORTGAGES DONE RIGHT INC.
  • 1500 Gateway Blvd, STE 220, Boynton Beach, FL, 33426
  • Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.

  • Three Star Capital
  • 6615 W Boynton Beach Blvd #415, Boynton Beach, FL, 33437
  • 3 Star Capital has over 20 years of experience in the finance industry.With an expertise in commercial real estate acquisitions & refinancing, & equipment leasing & financing.Our portfolio also includes: business lines of credit, & SBA business loans.We started out in 1997 with an expertise in equipment leasing & commercial real estate financing.

  • RSI Asset Management
  • 801 Park Avenue, Lake Park, FL, 33403
  • RSI Asset Management LLC was formed in response to requests for due diligence consultation and loss mitigation services on non-performing residential and commercial mortgage debt in Florida. RSI currently represents over 500 non-performing loans owned by private equity firms and hedge funds or in partnership as principals with local investors.

  • Intrepid Lending Solutions Inc
  • 9112 Alt A1a, Suite 209, West Palm Beach, FL, 33403
  • Intrepid Lending Solutions Inc. will tailor your loan to meet your specific financial situation. We provide a number of services to address your need for an affordable mortgage such as: addressing your credit challenges, recommending Home Buyers Education Courses, provide Mortgage Readiness Planning, Assess and Pre-approve you for a mortgage Loan

  • Rhino Funding Inc.
  • 600 Sandtree Drive, Suite 204 Palm Beach, West Palm Beach, FL, 33403
  • Rhino Funding Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • The Mortgage Firm
  • 319 A East Woolbright Road, Boynton Beach, FL, 33435
  • The Mortgage Firm is a mortgage lending company in its 21st year, with its corporate headquarters located in Altamonte Springs, FL. We specialize in home mortgage lending on residential properties. Over the past 5 years alone, we've helped over 10, 000 people finance their dream home. We communicate with you every step of the way.

  • The Borrowing Club
  • 420 W. Boynton Beach Blvd, Boynton Beach, FL, 33435
  • We offer a consulting, advisory and assistance program for a select group of people meeting certain minimum credit/financial criteria in which we provide consulting, advice and assistance in the areas of unsecured no collateral personal and business loans. There are no up-front fees. We have a very detailed Consultant Service Agreement between us

  • Streamline Financial Group, Inc.
  • 1240 South Federal Highway, Boynton Beach, FL, 33435
  • Streamline Financial Group, Inc. is a premier provider of creative financial solutions for various lending needs. Drawing upon a background of over 17 years in the industry, we have the ability, expertiese and experience to fund every type of financing request, from the mundane, to the exotic. Products range.

  • Velocity Community Credit Union
  • 2801 PGA Boulevard, Palm Beach Gardens, FL, 33410
  • Velocity Community Credit Union is a progressive, full service financial institution that is passionate about helping its members. As a not-for-profit co-op, our dedicated employees can concentrate on providing superior service to our members while offering a full suite of products to meet all of their financial needs.

  • New Florida Mortgage LLC
  • 800 Village Square Crossing, Suite 322, Palm Beach Gardens, FL, 33410
  • New Florida Mortgage is a mortgage powerhouse! Our principals began this journey a couple decades ago and have grown this operation due to excellent relationships with our clients and professional business contacts. We started out small, with just a couple of people and a small office, but today we aspire to greater things.