USDA VS FHA in The-Acreage, Palm Beach County, FL

For 2025, the USDA loan limit in The-Acreage, county of Palm Beach, FL, is $322,000, while the FHA limit for a single-family home is $402,500.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, calculating the income, credit, reserves, and documents needed for qualification. Equipped with our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to choose the most suitable program in for your financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in The-Acreage, County of Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in The-Acreage, FL

Lendersa® is dedicated to quickly securing the best USDA or FHA loans with minimal hassle. Choose one of three strategies to find lenders and access USDA loan programs that suit your needs.

Lendersa USDA loan request and matching results

The USDA Loan in FL Explained

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all, offering an appealing choice to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tidewater Mortgage Services, Inc.
  • 3920 Market Street, Camp Hill, PA, 17011
  • Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.
  • Clearview Federal Credit Union
  • 8805 University Boulevard, Moon Township, PA, 15108
  • We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.
  • Texas Bank Henderson TX
  • 1120 Highway 79 North, Henderson, TX, 75652
  • Texas Bank first opened its doors for business in May 1973. The bank was originally established in Tatum, Texas by a group of local investors who saw the need for financial services from a community institution that could better serve the town's needs. The bank experienced success and grew steadily.
  • VeraBank
  • 201 W. Main St., Henderson, TX, 75652
  • At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
  • SOUTH PARK MORTGAGE LLP
  • SK 12-A Lake Cherokee, Henderson, TX, 75652
  • The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lancaster Red Rose Credit Union
  • 16 E Main Street, Leola, PA, 17540
  • The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
  • CES Credit Union, Inc
  • 1215 Yauger Road, Mount Vernon, OH, 43050
  • CES Credit Union is a not-for-profit, full-service financial cooperative owned by its members. Originally established in 1952 to serve the employees of Cooper Bessemer, CESCU is now open to everyone who lives, works, worships or attends school in Knox, Licking, Delaware, Richland and Ashland County.
  • The Baltic State Bank
  • 101 East Main Street, Baltic, OH, 43804
  • At Baltic State Bank, we like to do things a little differently. Because our offices are located in small villages and rural areas, we strive to provide banking service that combines the quality personal service that our customers come to know and expect. Our modern products and services allow them to conduct their banking whenever