USDA and FHA Pro and Con in Lake-Clarke-Shores, Palm Beach County, FL
In 2026, the USDA loan limit in Lake-Clarke-Shores, Palm Beach county, FL, is $322,000, whereas for a single-family home, the FHA limit is $402,500.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the leading USDA and FHA rates today. Check the necessary income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, allowing you to choose the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Lake-Clarke-Shores, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-Clarke-Shores, FL
The goal of Lendersa® is to help you obtain the best USDA or FHA loan quickly and without inconvenience. Start with one of three options to connect with matching lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment at all.
115 South C Street, unit 101, Lake Worth Beach, FL, 33406
Lends in Florida
Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
1055 S. Congress Avenue, West Palm Beach, FL, 33406
Lends in Florida
First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
Guardians Credit Union is a full service financial institution headquartered in West Palm Beach, Florida with convenient full service locations throughout Palm Beach County. We are protectors of our members' financial future and we're "on duty for you!"Credit Union is a full service financial institution headquartered in West Palm Beach.
2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
Lends in Florida
We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.
PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.
We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.
At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
