USDA VS FHA in Royal-Palm-Beach, Palm Beach County, FL
In 2025, the USDA loan limit in Royal-Palm-Beach, a part of Palm Beach county, FL, is set at $322,000. Meanwhile, for a single-family home, the FHA limit reaches $402,500.
Lendersa® offers a USDA loan calculator to compare today's best rates for USDA versus FHA loans, helping you determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable loan program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Royal-Palm-Beach, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Royal-Palm-Beach, FL
The mission of Lendersa® is to promptly secure the best possible USDA or FHA loans without hassles. Choose from one of three initial strategies to connect with lenders and explore relevant USDA loan options.
A USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is specifically offered in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever, offering an appealing option for qualified borrowers.
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Preston Hollow Financial Services, Inc. is a full service Mortgage Boutique offering personalized analysis and execution for your purchase, refinance, construction and home equity needs. We facilitate mortgage throughout the great State of Texas and have professional relationships with other title and insurance companies.
Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across
Chiphone Federal Credit Union operates as a financial cooperative. The Union provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Chiphone Federal Credit Union serves communities in the State of Indiana.
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Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.
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When using our services, you are personally walked through the loan process by our professionals. In addition, you are given suggestions
