USDA and FHA Pro and Con in Royal-Palm-Beach, Palm Beach County, FL
In 2025, the USDA loan limit in Royal-Palm-Beach, a part of Palm Beach county, FL, is set at $322,000. Meanwhile, for a single-family home, the FHA limit reaches $402,500.
Lendersa® offers a USDA loan calculator to compare today's best rates for USDA versus FHA loans, helping you determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable loan program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Royal-Palm-Beach, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Royal-Palm-Beach, FL
The mission of Lendersa® is to promptly secure the best possible USDA or FHA loans without hassles. Choose from one of three initial strategies to connect with lenders and explore relevant USDA loan options.
A USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is specifically offered in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever, offering an appealing option for qualified borrowers.
2534 SE Santa Barbara Pl, St #201, Cape Coral, FL, 33904
Welcome to Premier Mortgage Consultants! PMC is a leading mortgage company dedicated to providing you with the highest level of client service. Our qualified loan officers have years of experience, access to hundreds of loan programs and relationships with over 50 of the nation's leading wholesale lenders and banks.
We offer FHA home loans, VA, USDA, conventional, reverse mortgages, and renovation loans. We focus on providing expert advice and service. We finance primary homes, secondary homes, and investment properties up to four units.Established in 2018.Odom Mortgage specializes in home loans in Cape Coral, FL. Fast closings, reliable results.
1325 SE 47th Street Suite F, Cape Coral, FL, 33904
Edison Mortgage Group, Inc. is a company based out of 1222 SE 47th Street, Cape Coral, Florida, United States. We are a full service Florida Mortgage Business helping Florida Realtors with financing for their valued clients Since 1998. Through the mortgage “Boom” & the “Bust”, our Florida Realtor partners have always relied on us!
3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.
7341 Office Park Place, Suite 201, Melbourne, FL, 32940
Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
7341 Office Park Place, Suite 106, Melbourne, FL, 32940
Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
Launch Credit Union was officially chartered in April of 1963, & since then we’ve been providing quality financial products and exceptional service to our members for more than 50 years. We look forward to helping you go beyond to reach your financial goals. Stop by any of our conveniently located branches to open your savings & checking account,
FNB Wauchula has been severing Hardee County and surrounding areas since 1960. We can provide big city banking conveniences with rural community style. Call or visit today to discuss your financial needs They provide the following services: Full Service Office Location and are located at 406 North Sixth Avenue in Wauchula Florida.
Wauchula State Bank has served the Florida Heartland since 1929 as a family-owned, locally managed, community bank. We continue to grow our vision of being the premier bank in Central Florida by making banking easy, secure and convenient by listening to our customers and offering flexible and creative options based on our experience
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Elite Mortgage Source of Cape Coral get you prequalified for a mortgage loan so you will know IF you can buy and HOW MUCH of a mortgage you can qualify for so you can shop with confidence. Elite Mortgage Source is the best mortgage lender in Cape Coral, Florida and is committed to helping you find the right mortgage product for your needs.
