USDA Loan Vs. FHA loan pro & con for Royal-Palm-Beach, Palm Beach County, FL

In 2024, USDA loan limit in Royal-Palm-Beach, county of Palm Beach, FL is $322,000 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Royal-Palm-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(531) 226-3177 https://www.oppd-efcu.org/ 1346 miles Lender's profile and map Reviews Omaha Public Power District Employees Federal Credit Union 444 S 16th Street, Omaha, NE, 68102 The Omaha Public Power District Employees Federal Credit Union (OPPD EFCU) was established in 1938 as a nonprofit financial cooperative for the employees of the Omaha Public Power District and their families. We are member owned and operated under the direction of an elected volunteer board made up of OPPD employees.
(402) 938-6800 https://www.gallupfcu.com/ 1346 miles Lender's profile and map Reviews Gallup Federal Credit Union 1001 Gallup Drive, Omaha, NE, 68102 Gallup Federal Credit Union has been open since 1979. The credit union has assets totaling $21.6 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
(402) 915-2045 http://www.leveragerx.com/ 1346 miles Lender's profile and map Reviews LeverageRx 808 Conagra Drive, Omaha, NE, 68102 LeverageRx is a digital lending and insurance marketplace exclusively for doctors. We make it incredibly simple to compare rates on physician mortgage loans, physician disability insurance, student loan ReFinancing, and other financial services for medical professionals. Make smart, swift financial decisions with LeverageRx.
(402) 544-2500 https://upcu.org/ 1346 miles Lender's profile and map Reviews Union Pacific Streamliner Federal Credit Union 1400 Douglas Street, MS 0040, Omaha, NE, 68179 Since our origin in 1937, the Union Pacific Streamliner Federal Credit Union has been serving our members, Union Pacific employees, and their families, with exceptional service and financial products. Union Pacific Streamliner Federal Credit Union focuses our energies on delivering the very best personal service to our members,
(888) 980-5840 https://www.fnbo.com/ 1346 miles Lender's profile and map Reviews First National Bank of Omaha 1620 Dodge Street, Omaha, NE, 68197 For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry. When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.
(207) 369-9976 https://ofcu.org/ 1346 miles Lender's profile and map Reviews Oxford Federal Credit Union 225 River Road, Mexico, ME, 04257 Oxford Federal Credit Union is a not-for-profit financial institution that is owned and run by members like you. Our board of directors is democratically elected by our membership, and all members of Oxford FCU have one vote - regardless of the amount of money they have on deposit.
(877) 491-2265 https://www.vistabank.com/ 1346 miles Lender's profile and map Reviews Vista Bank 901 Main Street, Ralls, TX, 79357 Vista Bank operates 15 locations throughout West Texas, Austin, Dallas, and Fort Worth.With disciplined and organic asset growth in the last decade, Vista broke into the Top 100 Texas Banks by asset size in 2018. With a rich 108-year history of entrepreneurs banking entrepreneurs.
(507) 765-3823 https://www.fmcommunity.com/ 1347 miles Lender's profile and map Reviews F&M Community Bank, National Association 100 Saint Anthony St North, Preston, MN, 55965 F & M Community Bank is a full-service, community-oriented bank that has been in operation since 1911. For over 100 years, we've been proud to fulfill the banking needs of local Minnesota citizens & businesses on a more personal, individualized level. Our employees who are your bank teller or your lending specialist are your neighbors & friends.
(402) 593-2680 https://kellogg-fcu.org/ 1347 miles Lender's profile and map Reviews Kellogg Credit Union 9618 Brentwood Drive, La Vista, NE, 68128 Kellogg Credit Union is a well-established financial institution aimed to grow one member at a time. We were created under a Federal Charter on March 4, 1946 as Kellogg Company Employees Federal Credit Union, with an Organizational Certificate signed by eight Kellogg Company Employees.
(715) 284-9448 https://www.brcbank.com/ 1347 miles Lender's profile and map Reviews Black River Country Bank 221 Main Street, Black River Falls, WI, 54615 Black River Country Bank has been a long time member our community since we started as the Bank of Melrose back in 1907! While much has changed in over 115 years of business. Our integrity, safety & soundness, community commitment, inclusion of others, and customer-centered approach has never wavered.
(715) 284-5333 https://www.coopcu.com/ 1347 miles Lender's profile and map Reviews Co-op Credit Union 100 E. Main Street, Black River Falls, WI, 54615 Co-op Credit Union is a financially-strong, full-service credit union. We serve just over 19, 000 members at our 6 office locations & have more than $305 million in assets. Here at CCU, our mission is, "Serving our members, where they are, through all stages of life. Our Mission is to Serving our members, where they are, through all stages of life.
(402) 342-8510 https://www.robertsdairyefcu.org/ 1347 miles Lender's profile and map Reviews Roberts Dairy Employees Federal Credit Union 2901 Cuming Street, Omaha, NE, 68131 The credit union was established in 1937 & has since been located in the Roberts Dairy location in Omaha. We have been serving Roberts Dairy Employees & their families for over 80 years now. The credit union is one of the few smaller credit union’s left & we pride ourselves on our customer service & the relationships we build with each of our membe