USDA Vs. FHA Pro and Con comparison in Lake-Belvedere-Estates, Palm Beach County, FL

For 2026, the USDA loan maximum in Lake-Belvedere-Estates, in the county of Palm Beach, FL, is $322,000, whereas the FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA today. This tool helps you determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to select the optimal program for your financial situation in .

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2026 loan limits and down payment requirements in Lake-Belvedere-Estates, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Lake-Belvedere-Estates, FL

At Lendersa®, our objective is to provide you swiftly the best USDA or FHA loan possible, without complications. Choose from three initial paths to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, supported by the government through the Department of Agriculture—also known as a USDA rural development loan or mortgage—is available only in rural regions. Unlike FHA loans needing a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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