USDA Vs. FHA Pro and Con comparison in Royal-Palm-Estates, Palm Beach County, FL

In 2025, USDA loan limit in Royal-Palm-Estates, county of Palm Beach, FL is $322,000 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Royal-Palm-Estates, county of Palm Beach, FL

Loan Type Loan Limit Down payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Royal-Palm-Estates, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Khan Home Loan
  • 18831 Ibex Ave, Artesia, CA, 90701
  • Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service. My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
  • MGB Financial Services Inc.
  • 18300 Gridley Road, Suite I, Artesia, CA, 90701
  • Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.
  • My City Financial
  • 18000 Pioneer Boulevard, Suite 206, Artesia, CA, 90701
  • My City Financial is a California State licensed Mortgage Company The Better Business Bureau has recognized us as a top ""Tier 1 - A+"" Mortgage brokerage Established in 1994, our reputation was fostered on providing excellent Interest Rates and Service We have a great choice of loan products, all in one place
  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • • 80-90% of Purchase • 110% of Rehab/Construction • Rental Property Financing • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixe
  • KP Realty & Investments, Inc
  • 18021 Norwalk Boulevard, Suite 206, Artesia, CA, 90701
  • For Sellers, I will design the perfect marketing strategy to meet your financial and schedule goals. For Buyers, we will meet and discuss your vision of the perfect dream home for you that meets your budget. Once we know what you are looking for we then discuss the ‘where’ aspect of the search.
  • Embassy Financial Group, Inc.
  • 11428 Artesia Blvd, Suite 9, Artesia, CA, 90701
  • We are the company to look to first for all you real estate financing needs. We are your one stop shop for all your real estate needs. Whether you are selling your home, buying a home, or refinancing, we will do all the work for you from A-Z. We will put you in a loan that best suits your needs, &, most of all, a loan that you are comfortable with!
  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
  • Apple Direct Funding
  • 8622 E. Garvey Ave, Suite 206, Rosemead, CA, 91770
  • Apple Direct Funding Corp was founded in 1994. The Company's line of business includes arranging loans for others on a commission or fee basis. We are a mortgage correspondent. We are using our warehouse line to fund loans which means faster service to close transactions. Company Headquarter located in 8622 Garvey Ave # 206, Rosemead, CA 91770.
  • Alliance Home Loan Inc
  • 7940 E. Garvey Ave, Suite 204, Rosemead, CA, 91770
  • Alliance Home Loan Inc. is located in Rosemead, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Alliance Home Loan Inc. has 2 total employees across all of its locations and generates $272, 197 in sales (USD). (Sales figure is modelled). Our Offers variety of programs for Purchase
  • Transpac Investment Corp.
  • 9800 Valley Boulevard, Rosemead, CA, 91770
  • Transpac Investment Corp, started by a husband and wife duo, has been helping the Southern California area since 1998. Since then we have helped thousands of borrowers with all types of financial situations purchase and refinance their homes! We work with both english and mandarin speakers, helping a range of clients