USDA and FHA Pro and Con in Punta-Gorda, Charlotte County, FL
In 2025, the USDA loan limit for Punta-Gorda in Charlotte County, FL, is $315,100. Meanwhile, the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates today and understand the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Punta-Gorda, Charlotte County, FL
Loan Type
Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Punta-Gorda, FL
Lendersa® aims to swiftly connect you with the best USDA or FHA loans without hassle. Choose one of three starting points to match with lenders and explore USDA programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
1919 McKinney Avenue, Suite 100, Dallas, TX, 75201
AsertaLoans is a mortgage brokerage company, founded to make the homebuying process easier for homeowners with super low rates. With AsertaLoans, you fill out just one application with one Mortgage Loan Officer, then we check with several wholesale lenders to bring you the lowest rate. This means lower monthly payments for homeowners.
Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
Benchmark Commercial Lending was founded with the simple objective of helping businesses grow, while giving investors and Lending Partners above market returns. We believed that both objectives could support each other and We understand that the traditional bank is your cheapest, but often most difficult, source of capital with which to operate and
1100 Commerce Street, Suite 615, Dallas, TX, 75242
LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,
The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
100 Veterans Memorial Parkway, Wright City, MO, 63390
FMB Bank is your Community Bank. We are not a huge multi-bank holding company. We are your friends and neighbors and we pride ourselves in providing you with the level of personal service you may find lacking in many of the super-regional banks. Our employees regularly support local organizations with their time and talent.
Parke Bank is a full service commercial bank, with an emphasis on providing personal and business financial services to businesses and individuals primarily in Philadelphia and surrounding counties and Southern New Jersey. Parke Bank’s deposits are insured up to the maximum legal amount by the Federal Deposit Insurance Corporation (FDIC).
Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.
