USDA Vs. FHA your options comparison in Punta-Gorda, Charlotte County, FL
In 2025, the USDA loan limit for Punta-Gorda in Charlotte County, FL, is $315,100. Meanwhile, the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates today and understand the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Punta-Gorda, Charlotte County, FL
Loan Type
Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Punta-Gorda, FL
Lendersa® aims to swiftly connect you with the best USDA or FHA loans without hassle. Choose one of three starting points to match with lenders and explore USDA programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
Attleboro Municipal Employees Federal Credit Union
138 South Main Street, Attleboro, MA, 02703
In June 1963, a small group of city employees met in an upstairs room of the South Main Street Fire Station (now the Attleboro Council on aging) to discuss forming a municipal credit union. This credit union would provide a convenient means of saving, and also provide members with low interest loans.
Bristol County Savings Bank, founded in 1846, is a full-service financial institution offering commercial lending, personal and business banking, and mortgage services. The Bank’s Financial Advisory Services division has successfully assisted businesses, individuals and non-profits with the management of their assets since 1989.
For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.
Safe Harbor Credit Union was chartered in 1952 by employees of the Ludington Plant of Dow Chemical Company. The founders established our credit union to provide a safe, friendly environment where Dow’s Ludington employees and their families could place their savings and receive a good rate of return, as well as borrow for productive purposes.
ABLE Mortgage Co. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, & we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple & straightforward by offering you the latest in financial tools.
On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.
105 South Main Street, Suite L, Mayville, WI, 53050
Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.
Sterling Associates is a financial services firm that provides financing, insurance and documentation services for many types of boats, RVs, etc. Our success as financing navigators has been built one boat owner at a time. We offer rapid and responsive customer service, unmatched expertise, solid relationships with lenders.
