USDA Vs. FHA Pro and Con comparison in Punta-Gorda, Charlotte County, FL
In 2025, the USDA loan limit for Punta-Gorda in Charlotte County, FL, is $315,100. Meanwhile, the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates today and understand the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Punta-Gorda, Charlotte County, FL
Loan Type
Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Punta-Gorda, FL
Lendersa® aims to swiftly connect you with the best USDA or FHA loans without hassle. Choose one of three starting points to match with lenders and explore USDA programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
TRU·FI Credit Union was originally founded in 1967 as Baker County Federal Credit Union in the living room of Mr. Ira Starling. It was in his home that a small group of individuals who shared the same vision of creating a cooperative banking entity, met to discuss giving the citizens of Baker County more than one choice of where to conduct
5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
1919 Blanding Blvd, Suite 10, Jacksonville, FL, 32210
In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .
Berkshire Hathaway HomeServices Florida Network Realty - St. Augustine
4190 Belfort Rd, Suite 475, Jacksonville, FL, 32216
Berkshire Hathaway HomeServices is a brand-new real estate brokerage network built for a new era in residential real estate. The brand, among the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the real estate market a definitive mark of stability, strength, quality and innovation.
8833 Perimeter Park Blvd, Suite 403, Jacksonville, FL, 32216
Linda has been in the mortgage business for 19+ years and is licensed with the NMLS (National Mortgage License System) for Florida. Living in the North Florida area since 1987 has given her a great understanding of the surrounding areas offering relevant and reliable information.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
101 Century 21 Drive, Suite 109B, Jacksonville, FL, 32216
At American Lending Services Inc. your local Florida mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity & the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals. I am passionate about helping my clients,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
