USDA Vs. FHA your options comparison in Sanford, Seminole County, FL
During 2025, the limit for USDA loans in Sanford, located in the county of Seminole, FL, is $336,500, whereas the FHA loan limit is $472,030 for a single-family home.
Utilize Lendersa®'s USDA loan calculator to assess today's prime rates between USDA and FHA loans, identifying the necessary income, credit, reserve funds, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you in deciding on the ideal program for your specific financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Sanford, Seminole, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sanford, FL
The mission of Lendersa® is to swiftly provide you with the finest USDA or FHA loan with minimal hassle. Choose from one of three starting points to find lenders that align with your needs and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.
14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
"EMM Loans LLC provides home loan products and services that support sustainable homeownership.
EMM Loans LLC is committed to:
● Competitive Pricing, Products and Programs
● Open Communication and Teamwork
● Supporting our Employees’ Professional Growth etc..
"
"Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States.
Innovative is a licensed lender in Florida, Tennessee, and Alabama.
Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"
EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.
First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing
Fernencial Corp is an independently owned Corporation headquartered in Tampa, FL specializing in residential and commercial mortgage lending for all your mortgage transactions. We offer loan programs such as CONVENTIONAL LOANS, FHA LOANS, VA LOANS, REVERSE MORTGAGE LOANS, NON-QM/ALT-A LOANS, and COMMERCIAL LOANS.
14802 N. Dale Mabry Highway Suite 212, Tampa, FL, 33618
AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
14802 N Dale Mabry Hwy, Suite 200, Tampa, FL, 33618
Associates Home Loan of Florida, Inc.! If you've got the equity, we've got the loan! Good credit, bad credit, less than perfect credit or no credit? We are your one stop shop for all of your Florida hard money, subprime and equity based residential and commercial real estate loan needs. With our office based out of Tampa, Florida
