USDA Loan Vs. FHA loan for Cutler-Bay, FL [Miami-Dade County ]

For 2026, the USDA loan cap in Cutler-Bay, part of Miami-Dade county, FL, is $0. The FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to contrast today's best rates between USDA and FHA. Determine the income, credit requirements, reserves, and documents needed for eligibility. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loan options side by side to choose the best program for your unique financial situation in .

Explore USDA and FHA Loan Options in Cutler-Bay, FL

Lendersa® is dedicated to swiftly providing you with the ideal USDA or FHA loans without complication. Choose one of three pathways to connect with lenders and discover suitable USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages mandate no down payment at all, making them a viable choice for eligible rural applicants.

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(508) 384-6101 Lender's profile and map Reviews Wrentham Co-operative Bank 102 South Street, Wrentham, MA, 02093 Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services
(913) 257-3900 Lender's profile and map Reviews SimpliFast Lending 4312 Rainbow Boulevard, Kansas City, KS, 66103 SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,
(816) 306-0785 Lender's profile and map Reviews Primary Lender LLC 1600 Genesse St, Suite 834, Kansas City, MO, 64102 At Primary Lender LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
816 293 2999 Lender's profile and map Reviews KC Investor Funding 1600 Genessee, Ste 332, Kansas City, MO, 64102 KC Investor Funding – Hard Money Lenders of Kansas City is by far the best source for investment and commercial hard money loans. Like many hard money lenders, we are an asset based lender. As a full service lending company, we’re able to offer funding and structuring of loans for investors in and around the Kansas City Missouri Area and nationwi
(913) 422-9466 Lender's profile and map Reviews Heartland Mortgage Consultants, LLC 10000 W 75th St, Suite 120, Shawnee, KS, 66203 At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.
(888) 929-2265 Lender's profile and map Reviews Armed Forces Bank 1111 Main Street, Suite 1600, Kansas City, MO, 64105 Armed Forces Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail banking services through an extensive network of branche.
(913) 380-8013 Lender's profile and map Reviews Investment Capital Partners LLC 15621 W 87th St, Suite 211, Lenexa, KS, 66219 Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.
(913) 905-7000 Lender's profile and map Reviews CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219 The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
(913) 981-1700 Lender's profile and map Reviews TRUHOME SOLUTIONS 9601 Legler Road, Lenexa, KS, 66219 "We’re TruHome. And we help credit unions bring their members home. Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages. While more than 1 in 3 Americans belong to a credit union,"
(714) 289-0047 Lender's profile and map Reviews Mulberry Street Mortgage 19 North Water Street, Liberty, MO, 64068 Mulberry Street Mortgage, a dedicated professional will thoroughly evaluate your financial needs to help you qualify for a low rate mortgage that works within your budget. Our goal is to get you the most favorable rate possible while working to answer your questions, and make the application process a simple and smooth transition
(816) 795-8500 Lender's profile and map Reviews Midwest Capital Mortgage, Inc. 1201 Landmark Ave, Suite 3, Liberty, MO, 64068 At Midwest Capital Mortgage, Inc. We are a full-service mortgage company based in Liberty, Missouri. We specialize in mortgages in Liberty, Kansas City, Overland Park, and Lenexa. We also serve the surrounding cities in Clay County, Platte County, Johnson County, and Jackson County.
(518) 370-7200 Lender's profile and map Reviews First National Bank of Scotia 201 Mohawk Avenue, Scotia, NY, 12302 At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.