In the year 2025, the USDA loan limit for Naranja, located in the county of Miami-Dade, FL, is $0. In contrast, the FHA cap for a single-family home is $557,750.
Leverage Lendersa®'s USDA loan calculator to assess today’s most competitive USDA and FHA rates. This tool helps you determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best fit for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $557,750 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to provide you with the fastest and most hassle-free way to secure the best USDA or FHA loan. Select from three initial approaches that link you with potential lenders and USDA loan programs.
The USDA home loan, officially guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is solely available in rural neighborhoods. Unlike FHA loans which require a minimum of 3.5% down payment, USDA loans necessitate no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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