USDA VS FHA in Princeton, Miami-Dade County, FL

In 2025, the USDA loan limit in Princeton, part of Miami-Dade County, FL, stands at $0. Meanwhile, the FHA limit for a single-family home is $557,750.

Utilize the Lendersa® USDA loan calculator to evaluate and compare top USDA versus FHA rates today. Determine the income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding in your decision for the program in that best suits your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Princeton, Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Princeton, FL

Lendersa® aims to provide you with the best USDA or FHA loan options quickly and effortlessly. Choose one of three entry paths that align you with lenders offering tailored USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

A USDA home loan, backed by the Department of Agriculture, alternatively referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SEFCU
  • 575 Broadway, Albany, NY, 12207
  • As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.
  • Prime Commercial Lending
  • 66 South Pearl Street, 10th floor, Albany, NY, 12207
  • For over 20 years Prime Commercial Lending has been a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors nationally with over 1 billion dollars of transactions financed to date. Prime Commercial Lending is a direct lender and also has long standing syndication relationships with banks, he
  • Encompass Home Loans Inc
  • 800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hard Money Rhode Island
  • 3 Anne Drive, Lincoln, RI, 02865
  • As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.
  • FASNY Federal Credit Union
  • 107 Washington Avenue, Albany, NY, 12210
  • FASNY Federal Credit Union distinguishes themselves through achieving excellence by providing friendly, professional service, and building lifelong relationships one member at a time. Members have access to the highest level of personal financial services, focused around encouraging savings
  • Remington FCU
  • 39 Central Plaza, Ilion, NY, 13357
  • Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
  • First Midwest Bank
  • 1777 N. Cedar Lake Rd, Round Lake, IL, 60073
  • We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients