USDA and FHA Pro and Con in Princeton, Miami-Dade County, FL

In 2025, the USDA loan limit in Princeton, part of Miami-Dade County, FL, stands at $0. Meanwhile, the FHA limit for a single-family home is $557,750.

Utilize the Lendersa® USDA loan calculator to evaluate and compare top USDA versus FHA rates today. Determine the income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding in your decision for the program in that best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Princeton, Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Princeton, FL

Lendersa® aims to provide you with the best USDA or FHA loan options quickly and effortlessly. Choose one of three entry paths that align you with lenders offering tailored USDA loan programs.

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What is a USDA Loan in FL?

A USDA home loan, backed by the Department of Agriculture, alternatively referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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