USDA Vs. FHA Pro and Con comparison in Princeton, Miami-Dade County, FL
In 2026, the USDA loan limit in Princeton, part of Miami-Dade County, FL, stands at $0. Meanwhile, the FHA limit for a single-family home is $557,750.
Utilize the Lendersa® USDA loan calculator to evaluate and compare top USDA versus FHA rates today. Determine the income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding in your decision for the program in that best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in Princeton, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$557,750
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Princeton, FL
Lendersa® aims to provide you with the best USDA or FHA loan options quickly and effortlessly. Choose one of three entry paths that align you with lenders offering tailored USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, alternatively referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, USDA mortgages require no down payment.
8834 N Capital of Texas Hwy, Suite 150, Austin, TX, 78759
JB Mortgage Group is a residential mortgage lender homegrown in Texas. We focus on excellent communication, cutting edge technology, and 5-star customer service. Advising our clients through every step of the home buying process is our top priority. Our experienced team is your personal loan concierge.
11673 Jollyville Rd, Suite B101, Austin, TX, 78759
Austin Home Mortgage is the quickest and most convenient way to search for your best financing options. Our reputation is driven by our ability to provide low rates, innovative financing options, and a high level of service that will exceed your expectations. We have the resources to fulfill all your home financing needs
4926 Spicewood Springs Road, Suite 100, Austin, TX, 78759
First American Mortgage was founded in Austin, TX in 1990. We are a locally owned mortgage broker offering hundreds of different loan products from over 40 different lenders. This allows us to provide our customers with the best mortgage loan to suit their needs at the lowest interest rate available.
11824 Jollyville Road, Suite 503, Austin, TX, 78759
Abundance Home Mortgage has been assisting their customers and the community for over 10 years. Our business is 100% referral and repeat customers. We strive to provide first class service with competitive rates in fees. We offer conventional, Jumbo, FHA, VA and USDA financing. We also offer home equity loans and rate and term refinances.
University Federal Credit Union is a not-for-profit, credit union. To put it simply, we’re a financial institution owned by, dedicated to, and always working for our Members. We deliver fair and honest products and outstanding service. That’s why we’re Austin’s largest locally-owned financial institution.
Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.
It can be a big undertaking to buy a new house or refinance your mortgage loan.Let us help you find the loan program that's the right fit for you.We have a team of professionals to guide you through this important financial decision.For assistance in finding the appropriate loan program for your unique situation,please contact us at (512) 731-8607.
9009 Mountain Ridge Dr, Suite 210, Austin, TX, 78759
Highlander Mortgage is a full-service mortgage company and we are still going strong today by providing you with the lowest mortgage rates you’ll find anywhere. We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.
