USDA Vs. FHA Pro and Con comparison in Immokalee, Collier County, FL

In the year 2025, the USDA loan limit for Immokalee, located in the county of Collier, FL, is $441,600. Conversely, the FHA limit for a single-family residence stands at $672,750.

Take advantage of the Lendersa® USDA loan calculator for comparing today's best USDA and FHA rates. It helps you identify the income, credit, and documentation requirements needed to qualify. Our comprehensive mortgage calculator lets you assess USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the optimal program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Immokalee, County of Collier, FL

Loan Type Loan Limit Down Payment
USDA $441,600 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Solutions in Immokalee, FL

The aim of Lendersa® is to ensure you obtain the best possible USDA or FHA loan efficiently and with ease. Choose one of three starting methods that lead to matched lenders and suitable USDA loan programs for you.

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Understanding USDA Loans in FL

A USDA home loan is endorsed by the U.S. Department of Agriculture, often termed as a USDA rural development loan or mortgage, available solely in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Century Mortgage
  • 14 Corporate Place, Suite 120, Newport Beach, CA, 92660
  • Century Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Sol Terra Estates & Lending Inc.
  • 23 Corporate Place, Suite 150B, Newport Beach, CA, 92660
  • Sol Terra Estates and Lending Inc. is a small boutique office created and run by extremely passionate and qualified individuals who have extensive high end corporate sales backgrounds and are top rated professionals in the Real Estate and Lending industries. We provide our clients with the best in Real Estate Sales, Marketing, Investing and Lending
  • Coastal Capital Funding Inc
  • 1300 Bristol Street North, Suite 100, Newport Beach, CA, 92660
  • Coastal Capital Funding is a residential mortgage practice with a track record of closing on time and providing AMAZING communicating to our clients. Steve Berger has been a licensed mortgage professional in multiple states since 2003. He is the Founder and CEO for Coastal Capital Funding
  • Fast Direct Lending
  • 4100 Campus Drive, Suite 210, Newport Beach, CA, 92660
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. Fast Direct Lending, a professional mortgage company specializing in residential mortgages.At Fast Direct Lending, we will find a loan that fits each borrower.
  • Five Fifty Financial
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ameriflex Mortgage
  • 4570 Campus Drive, Suite 8, Newport Beach, CA, 92660
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Solomon Financial Mortgage, A California Corporation
  • 3400 Irvine Avenue, Suite 221, Newport Beach, CA, 92660
  • Solomon Financial pledges to serve our clients with honest, up front, ethical information on matters pertaining to mortgage, real estate, investment and real estate finance. We pride ourselves in giving you the best consultation as if we were consulting our own family members. We are here to help you! We are A+ rated on the Better Business Bureau.
  • Pacific Coast Lending
  • 4570 Campus Drive, Suite 5, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • K Pacific Group
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  • Utah Funding
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  • Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home
  • Savient Financial Inc
  • 620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
  • Formerly StoneHill Capital, Inc., Mr. Burns established Savient Financial, Inc., to focus more on real estate and project financing opportunities. In 1989, his focus was on “Asset Management,” now called, Loss Mitigation. In 1992 Mr. Burns learned the art of Land Swapping, which is a technique that allows a Broker/Negotiator to contact a U.S.
  • Pacific Shoreline Funding
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  • Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.