USDA Vs. FHA your options comparison in Kendale-Lakes, Miami-Dade County, FL
In 2026, the USDA loan limit for Kendale-Lakes in the county of Miami-Dade, FL, is $0, whereas for a single-family home, the FHA limit stands at $402,500.
Utilize the Lendersa® USDA loan calculator to analyze today's optimal USDA versus FHA rates, understanding the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to aid your decision on the best program suited to your financial situation in .
2026 Loan Limits and Down Payment Requirements in Kendale-Lakes, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Kendale-Lakes, FL
Lendersa® aims to connect you with the best USDA or FHA loan quickly, free of hassle. Choose one of three starting points to align with appropriate lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment.
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3974 Amboy Road, Suite 302, Staten Island, NY, 10308
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180 Mount Airy Road, Suite 202, Basking Ridge, NJ, 7920
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