USDA Loan Vs. FHA loan for Tamiami, FL [Miami-Dade County ]

For 2026, the USDA loan limit in Tamiami, located in Miami-Dade county of FL, is $0, whereas for a single-family home, the FHA limit is $557,750.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options to help decide which program in suits your financial situation best.

USDA and FHA Loan Options in Tamiami, FL

Lendersa® aims to swiftly get you the best USDA or FHA loan possible, hassle-free. Choose one of these three pathways to find compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in FL?

USDA home loans, backed by the government Department of Agriculture, also known as USDA rural development loans or mortgages, are exclusively available in rural areas. In contrast to FHA loans requiring a 3.5% minimum down payment, USDA loans necessitate no down payment.

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(305) 546-1565 Lender's profile and map Reviews SFRMC - Mortgage 6485 Coral Way, Miami, FL, 33155 "At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan Federal Housing Administration (FHA) Loan"
305.445.9003 Lender's profile and map Reviews BMS Corporation 5820 Bird Road, Miami, FL, 33155 BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
(305) 962-5280 Lender's profile and map Reviews Pacific Mortgage Services Corp 11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176 Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
(305) 779-8420 Lender's profile and map Reviews 1st Florida Mortgage Lending 10689 North Kendall Drive, Suite 319, Miami, FL, 33176 1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
(844) 788-0787 Lender's profile and map Reviews United Lending 14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 595-7355 Lender's profile and map Reviews Xcellence Mortgage, INC 10508 N Kendall Dr, Miami, FL, 33176 Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
(305) 586-6645 Lender's profile and map Reviews M.C. Financial Group, Inc. 11160 N. Kendall Drive, Suite 106, Miami, FL, 33176 At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
877-225-1492 Lender's profile and map Reviews Columbus Capital Lending - Tamiami 9955 N Kendall Drive, 2nd Floor, Miami, FL, 33176 Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
(305) 228-0085 Lender's profile and map Reviews American Fidelity Mortgage Inc 8370 West Flagler Street, Suite 145, Miami, FL, 33144 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 552-7900 Lender's profile and map Reviews Millenium Home Mortgage 8550 W. Flagler Street, Suite 104, Miami, FL, 33144 Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
(305) 887-9781 Lender's profile and map Reviews Compass Financial Federal Credit Union 9960 NW 116 Way, Suite 5-6, Miami, FL, 33178 Compass Financial Federal Credit Union was founded 1936 and is South Florida's oldest credit union. We offer our members a wide range of services from free checking to low interest loans. We are rated Excellent by BauerFinancial, the nation’s leading bank and credit union rating and research firm.
(305) 968-9407 Lender's profile and map Reviews PNC Private Capital 7585 Northwest 113th Path, Doral, FL, 33178 PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.