USDA Vs. FHA your options comparison in Tamiami, Miami-Dade County, FL

For 2025, the USDA loan limit in Tamiami, located in Miami-Dade county of FL, is $0, whereas for a single-family home, the FHA limit is $557,750.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA options to help decide which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Tamiami, Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tamiami, FL

Lendersa® aims to swiftly get you the best USDA or FHA loan possible, hassle-free. Choose one of these three pathways to find compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in FL?

USDA home loans, backed by the government Department of Agriculture, also known as USDA rural development loans or mortgages, are exclusively available in rural areas. In contrast to FHA loans requiring a 3.5% minimum down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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