FHA Vs. USDA loan program for Palm-Springs, Palm Beach County, Florida

In the year 2026, the USDA loan limit for Palm-Springs, situated in the county of Palm Beach, FL is $322,000. By comparison, the FHA limit for a single-family home stands at $402,500.

With the Lendersa® USDA loan calculator, you can analyze the best current rates of USDA against FHA and ascertain the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, helping you to choose the right program for your financial needs in .

Exploring USDA and FHA Loan Options in Palm-Springs, FL

At Lendersa®, our mission is to ensure you receive the best USDA or FHA loan efficiently and effortlessly. Choose one of three initial steps to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in FL

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan, is only available in rural locales. Unlike FHA loans needing a 3.5% minimum down payment, USDA mortgages don't require any down payment.

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(325) 766-3311 Lender's profile and map Reviews Roscoe State Bank 117 Cypress St, Roscoe, TX, 79545 Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.
(641) 782-2195 Lender's profile and map Reviews First National Bank in Creston 101 W Adams Street, Creston, IA, 50801 First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
(989) 354-4698 Lender's profile and map Reviews HPC Credit Union 1234 W Chisholm Street, Alpena, MI, 49707 At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community. We have three full-service locations, two in Alpena, MI and one in West Branch, MI. and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi
(989) 739-1401 Lender's profile and map Reviews Northland Area Federal Credit Union 1161 N. Bagley St., Alpena, MI, 49707 In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.
(989) 356-4561 Lender's profile and map Reviews Alpena Community Credit Union 710 W. Miller St., Alpena, MI, 49707 Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.
(989) 356-3577 Lender's profile and map Reviews Alpena Alcona Area Credit Union 1100 S Bagley Street, Alpena, MI, 49707 Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
(563) 245-2110 Lender's profile and map Reviews Central State Bank 102 North Main Street, Elkader, IA, 52043 Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.
(800) 371-5162 Lender's profile and map Reviews VSECU PO Box 67, Burlington, VT, 05601 VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
(231) 715-3886 Lender's profile and map Reviews F5 Mortgage LLC 1283 Farmington Drive, Traverse City, MI, 49696 F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.
(785) 965-7210 Lender's profile and map Reviews The Tampa State Bank 326 North Main Street, Tampa, KS, 67483 The Tampa State Bank is a branch office of The Tampa State Bank. They provide the following services: Full Service Office Location and are located at 326 North Main Street in Tampa Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(785) 257-3226 Lender's profile and map Reviews The Citizens State Bank and Trust Company 1 North Broadway, Woodbine, KS, 67492 The Citizens State Bank & Trust Company has been providing customers with a range of financial services for over 90 years. The Citizens State Bank & Trust Company was organized and chartered in January 1921 with W. L. Johnson (bank president), JA Gillett (vice president). In 1923 Woodbine State Bank, originally opened in 1897 and incorporated
(620) 345-2980 Lender's profile and map Reviews Mid-Kansas Credit Union 104 South Avenue B, Moundridge, KS, 67107 Mid-Kansas Credit Union began in 1947 as Moundridge Coop Federal Credit Union. We started with 10 members, and membership dues were only 25¢. We are a full-service credit union, with our main office in Moundridge, and a branch office in Buhler. Mid-Kansas Credit Union expanded it's operation, with the opening of our Buhler branch in 1990.