In the year 2025, the USDA loan limit for Palm-Springs, situated in the county of Palm Beach, FL is $322,000. By comparison, the FHA limit for a single-family home stands at $402,500.
With the Lendersa® USDA loan calculator, you can analyze the best current rates of USDA against FHA and ascertain the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, helping you to choose the right program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $322,000 | 0% |
| FHA | $402,500 | 3.5% |
| Conforming Conventional | $548,250 | 3% |
At Lendersa®, our mission is to ensure you receive the best USDA or FHA loan efficiently and effortlessly. Choose one of three initial steps to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan, is only available in rural locales. Unlike FHA loans needing a 3.5% minimum down payment, USDA mortgages don't require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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