USDA and FHA Pro and Con in Palm-Springs, Palm Beach County, FL
In the year 2025, the USDA loan limit for Palm-Springs, situated in the county of Palm Beach, FL is $322,000. By comparison, the FHA limit for a single-family home stands at $402,500.
With the Lendersa® USDA loan calculator, you can analyze the best current rates of USDA against FHA and ascertain the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, helping you to choose the right program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Palm-Springs, Palm Beach County, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conforming Conventional
$548,250
3%
Exploring USDA and FHA Loan Options in Palm-Springs, FL
At Lendersa®, our mission is to ensure you receive the best USDA or FHA loan efficiently and effortlessly. Choose one of three initial steps to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan, is only available in rural locales. Unlike FHA loans needing a 3.5% minimum down payment, USDA mortgages don't require any down payment.
202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial
Start your lifelong financial partnership with a credit union that is dedicated to serving its community and its members. Come catch the good life and see what good natured banking is all about!credit union that is dedicated to serving its community and its members. Come catch the good life
At MidSouth Bank, our roots have long been established in independent, community Banking. Founded in January 1912, during an era when many community leaders across the nation formed Banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18, 000 in assets.
612 Rembert C Dennis Boulevard, Moncks Corner, SC, 29461
The mission of Santee Cooper Credit Union is to provide financial services to members, to invest prudently, and to operate in the interest of the member while maintaining a safe and sound environment.Santee Cooper Credit Union remains committed to safeguarding the assets of our members.
"At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.
On the following pages you will learn briefly about our products and about us."
220 East Lawrence Harris Highway, Slocomb, AL, 36375
Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.
Five Star Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals. Checking is always free along with our debit card, mobile app, bill pay, free fraud text alerts, and the free Five Star Digital Wallet. Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals.
Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
We were founded by people who wanted to offer a better banking experience—one with the technical prowess of a big bank and the personal service of a community bank. The Southern Bank blends those two experiences into one, with business-minded bankers delivering big-bank technology without losing the warmth and classic
The mission of First National Bank of Waynesboro is to be the most innovative, trustworthy, friendly financial institution with the community’s interests at heart. First National Bank of Waynesboro strives to inform, educate, & develop the most up to date technology & services for all customers’ financial needs in Burke County & surrounding areas.
As regional banks have dissolved or been bought up by larger banks, many of the best and brightest bankers have sought out a place to work where long term relationships were valued over short term gains. That place is Queensborough. We are delighted to provide the professional banker expertise you need with a personal banker attitude you want.
