USDA Vs. FHA your options comparison in Longboat-Key, Manatee County, FL
In the year 2025, those looking for a USDA loan in Longboat-Key, located in the county of Manatee, FL, will find the limit to be $338,500. Meanwhile, for a single-family residence, the FHA loan cap is $356,362.
To gain insights on the best rates available today, use the Lendersa® USDA loan calculator. It allows you to compare USDA and FHA rates, and establish what income, credit, reserves, and documentation are necessary for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, making it easier to decide which option in suits your financial needs best.
Loan limits and down payment requirements for 2025 in Longboat-Key, Manatee county, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan avenues in Longboat-Key, FL
The mission of Lendersa® is to facilitate a hassle-free experience in securing the best possible USDA or FHA loan swiftly. Choose from three initial pathways that connect you with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. This financing option is exclusive to rural areas and distinct from FHA loans that mandate a minimum down payment of 3.5%, as the USDA mortgage does not require any down payment.
The Winston-Salem Federal Credit Union was incorporated in October, 1957. The Credit Union ended that year with 94 members and $2, 980 in assets. Today we are a full service credit union serving thousands of members with millions of dollars in assets.
To be the members' primary financial institution by providing reliable,
893 North Liberty Street, Suite A, Winston Salem, NC, 27101
Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.
We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
Hayes Hyman and Team are at Corporate Investors Mortgage Group
My team and I here at Corporate Investors Mortgage Group, where I serve as Sr. Mortgage Loan Officer in the Raleigh office, have been at Corporate Investors since 2005. My team has over 100 years of combined mortgage banking experience. We are proud to have one the most experienced.
112-114 North Sycamore Street, Elizabethton, TN, 37643
Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
Happy Valley Credit Union was chartered by the State of Tennessee in 1933 to service the employees of NARC & Bemberg. Our Name was originally Bemberg-Glanzstoff Credit Union. Our name changed to Happy Valley Credit Union in 1934. Membership is open to anyone who worships, lives, or works within one of our census tract areas of Carter County, TN.
Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
