USDA VS FHA in Cortez, Manatee County, FL

For 2025, USDA loan limits in Cortez, within Manatee County, FL, reach $400,000, whereas the FHA limit for a single-family home is set at $506,000.

Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. Identify the income, credit levels, reserves, and required documents to qualify. Our advanced mortgage calculator offers a side-by-side display of USDA, FHA, Conforming, and VA options, aiding your choice for the right program based on your financial situation in Alabama.

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2025 Loan Limits and Down Payment Details in Cortez, Manatee, FL

Loan Type Loan Limit Down Payment
USDA $400,000 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Cortez, FL

Lendersa® is dedicated to securing optimal USDA or FHA loans swiftly and easily. Choose one of three starting points to align with matching lenders and pursue USDA loan programs that best fit your needs.

Lendersa USDA loan inquiry and matching results

Explaining USDA Loans in FL

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment, providing an advantageous solution for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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