USDA Vs. FHA Pro and Con comparison in Cortez, Manatee County, FL
For 2025, USDA loan limits in Cortez, within Manatee County, FL, reach $400,000, whereas the FHA limit for a single-family home is set at $506,000.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. Identify the income, credit levels, reserves, and required documents to qualify. Our advanced mortgage calculator offers a side-by-side display of USDA, FHA, Conforming, and VA options, aiding your choice for the right program based on your financial situation in Alabama.
2025 Loan Limits and Down Payment Details in Cortez, Manatee, FL
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Solutions in Cortez, FL
Lendersa® is dedicated to securing optimal USDA or FHA loans swiftly and easily. Choose one of three starting points to align with matching lenders and pursue USDA loan programs that best fit your needs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans do not require any down payment, providing an advantageous solution for eligible rural buyers.
1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103
RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.
Peoples Bank has been the bank of choice for generations of area residents. We are proud to be locally owned and operated. We remain committed to the community and will continue to serve our customers with the respect and appreciation they deserve and also Peoples Bank has been the bank of choice for generations of area residents.
RVA Financial was organized on August 23, 1950 as the Richmond, Virginia Municipal Federal Credit Union to provide financial services to employees of the City of Richmond. The National Credit Union Administration approved the charter the following month, and the first membership meeting was held on September 14, 1950.
The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.
Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.
Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.
Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.
8100 Three Chopt Road, Suite 146, Richmond Hill, NY, 23229
Academy mortgage, Inc. is a full service Mortgage Broker established in 1996. We are licensed to provide mortgages for purchase and refinance on properties located anywhere in the state of Virginia and are licensed by the Virginia SCC. NMLS ID#393150 Broker established in 1996. We are licensed to provide mortgages for purchase and refinance.
Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms
Labor Management FCU was chartered on December 18, 1974. The membership was chartered for Employees of Harvey Aluminum. Harvey Aluminum later became Martin Marietta, Commonwealth Aluminum & is known today as Aleris Aluminum. Today Aleris Aluminum employees 1000+ employs and is a global leader in the manufacture and sale of aluminum rolled products.
