USDA and FHA Pro and Con in Palm-Beach-Gardens, Palm Beach County, FL
In 2025, the USDA loan limit in Palm-Beach-Gardens, within the county of Palm Beach, FL, is $322,000, whereas the FHA limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. Assess income, credit, reserves, and documents needed for qualification. With our advanced calculator, view USDA, FHA, Conforming, and VA options side by side to choose the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Palm-Beach-Gardens, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Palm-Beach-Gardens, FL
The mission of Lendersa® is to secure for you the best USDA or FHA loan quickly and effectively. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the federal Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available in rural areas only. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgages require none.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
At BRYCE THE BROKER! This is a full-service mortgage brokerage based in Gilbert, Arizona. I specialize in providing low rate mortgages in Gilbert and throughout Arizona. Whether you are buying a home or refinancing, I can help you realize your dream of home ownership and save you money by getting your monthly payments as low as possible.
2680 South Val Vista Drive, Building 8, Suite 141, Gilbert, AZ, 85295
We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295
Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295
At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.
We have built a strong reputation as an outstanding mortgage lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage Banker with an experienced staff offering expertise in every area of mortgage lending
"We can help you get the lifestyle you
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most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."
"Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994.
Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
1176 East Warner Avenue, Suite 113, Gilbert, AZ, 85296
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you with all of your needs. Based in Gilbert, Arizona, we are a full service mortage company that specializes in First Time Buyers, VA Loans, FHA in the Gilbert AZ.
