USDA Vs. FHA your options comparison in Palm-Beach-Gardens, Palm Beach County, FL
In 2026, the USDA loan limit in Palm-Beach-Gardens, within the county of Palm Beach, FL, is $322,000, whereas the FHA limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates. Assess income, credit, reserves, and documents needed for qualification. With our advanced calculator, view USDA, FHA, Conforming, and VA options side by side to choose the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Palm-Beach-Gardens, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Palm-Beach-Gardens, FL
The mission of Lendersa® is to secure for you the best USDA or FHA loan quickly and effectively. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the federal Department of Agriculture, is also known as a USDA rural development loan or mortgage. It is available in rural areas only. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgages require none.
Anchor Bank was organized as a Florida-chartered bank in 2005 and opened our first banking center on March 23rd at 13951 U.S. Highway One in Juno Beach, Florida. Since then, we have added two additional full-service banking centers at 1180 N. Federal Highway in Boca Raton and 4500 PGA Boulevard in Palm Beach Gardens
Interconnect Mortgage teams are your local Mortgage Experts who are proud to offer an expansive range of mortgage options to suit every financial situation. Our competitive interest rates and flexible products help make buying your dream home or refinancing your existing home a smooth and stress-free process.
4803 PGA Boulevard Suite B, West Palm Beach, FL, 33418
Lends in Florida
CTC Mortgage Company (NMLS # 371182) was developed for the purpose of providing customers with an exclusive financing service that is, not only competatively priced, but focused on providing customers with an unparalleled level of service. Our experienced representatives will help guide you through every step
Velocity Community Credit Union is a progressive, full service financial institution that is passionate about helping its members. As a not-for-profit co-op, our dedicated employees can concentrate on providing superior service to our members while offering a full suite of products to meet all of their financial needs.
800 Village Square Crossing, Suite 322, Palm Beach Gardens, FL, 33410
Lends in Florida
New Florida Mortgage is a mortgage powerhouse! Our principals began this journey a couple decades ago and have grown this operation due to excellent relationships with our clients and professional business contacts. We started out small, with just a couple of people and a small office, but today we aspire to greater things.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
300 Village Square Crossing Suite 101, Palm Beach Gardens, FL, 33410
Lends in Florida
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally
2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410
Lends in Florida
"Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements. From the first question to the closing table"
8409 N Military Trail STE 115, Palm Beach Gardens, FL, 33410
Lends in Florida
My Liberty Loans is here to help you through the entire home loans process in Palm beach Gardens, FL. We have an extensive list of lenders that we work with to provide you with the best option for your mortgage needs. Our highly trained staff is committed to be there for you every step of the way.
