In the year 2026, the USDA loan cap in West-Palm-Beach, situated in the county of Palm Beach, FL, is $322,000. For a single-family dwelling, the FHA limit stands at $402,500.
Leverage the Lendersa® USDA loan tool to juxtapose today's premier USDA and FHA rates, assessing the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to the best financial program within
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| Loan Type | Loan Limit | Down payment | |
| USDA | $322,000 | 0% | |
| FHA | $402,500 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure you a competitively advantageous USDA or FHA loan swiftly and effortlessly. Choose one of three starting methods to connect with matching lenders and suitable USDA loan plans.
A USDA loan is backed by the government through the Department of Agriculture, often called the USDA rural development loan or USDA mortgage, and it is specifically available in rural localities. In contrast to FHA loans that demand at least a 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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