USDA and FHA Pro and Con in West-Palm-Beach, Palm Beach County, FL
In the year 2026, the USDA loan cap in West-Palm-Beach, situated in the county of Palm Beach, FL, is $322,000. For a single-family dwelling, the FHA limit stands at $402,500.
Leverage the Lendersa® USDA loan tool to juxtapose today's premier USDA and FHA rates, assessing the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to the best financial program within .
Loan limits and downpayment necessities in West-Palm-Beach, county of Palm Beach, FL for 2026
Loan Type
Loan Limit
Down payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loan options in West-Palm-Beach, FL
Lendersa® aims to secure you a competitively advantageous USDA or FHA loan swiftly and effortlessly. Choose one of three starting methods to connect with matching lenders and suitable USDA loan plans.
A USDA loan is backed by the government through the Department of Agriculture, often called the USDA rural development loan or USDA mortgage, and it is specifically available in rural localities. In contrast to FHA loans that demand at least a 3.5% down payment, USDA mortgages require no down payment.
Fidelity is a diversified mortgage company, making use of state-of-the-art technology and the vast experience of our team to meet and realize the financial dreams of existing and perspective homeowners.Our goal at Fidelity is to provide our customers with the best mortgage experience throughout the entire process.
Cast Home Loans here in Palm Beach we pride ourselves on simplifying the home loan process while making mortgage customer service our number one priority. You can count on our experienced team to continuously deliver quality service and expertise. Innovation and integrity are always at the forefront of our work
Our mission is to serve our customers with honesty, integrity, and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Blue Chip Lending Service, is dedicated to providing you with quality information so you can make an informed and intelligent decision about your mortgage.
Mortgage Biz of Florida is a residential and Commercial mortgage broker. Our team of licensed mortgage brokers out of Lantana, Florida can help you get a better deal! We work on FHA home loans, VA home loans, Conventional home loans, Jumbo home loans, USDA home loans and Commercial mortgages.
2000 PGA Blvd, Suite 3220A, Palm Beach Gardens, FL, 33408
Cason Home Loans is determined to achieve excellence in the mortgage origination industry; focusing on customer satisfaction and attention to detail to prove that our team is an elite organization.we pledge to be honest and upfront so that your mortgage needs can be met and you walk away telling others about Cason Home Loans.
2000 PGA BLVD Bldg A Suite 3220, North Palm Beach, FL, 33408
Mortgage300 brings together top industry talent, high-efficient operations team and the secret sauce - a partnership opportunity offering true equity and autonomy.Through this revolutionary structure, we fully empower our highly experienced partners which enables us to combine the typical sales hierarchy down to just one.
1201 U.S. Highway One, Suite 330, North Palm Beach, FL, 33408
United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by,
Florida Mortgage Consultants is staffed with highly skilled consultants who can provide efficient and practical mortgage solutions that are tailored to your needs and lifestyle. Our company caters to clients in Lake Worth, FL. To learn more about our services and rates, don’t hesitate to get in touch!
3939 Sapphire Palladium Dr, Boynton Beach, FL, 33436
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and the best products to fit their financial profile. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
6615 W Boynton Beach Blvd #415, Boynton Beach, FL, 33437
3 Star Capital has over 20 years of experience in the finance industry.With an expertise in commercial real estate acquisitions & refinancing, & equipment leasing & financing.Our portfolio also includes: business lines of credit, & SBA business loans.We started out in 1997 with an expertise in equipment leasing & commercial real estate financing.
1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426
Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.
