As of 2025, the USDA loan limit in Mount-Plymouth, part of Lake County, FL is $285,000, while a single-family home under the FHA program has a limit of $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's most favorable USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our superior mortgage calculator lets you compare USDA, FHA, Conforming, and VA loan options side by side, helping you decide on the best plan for your financial needs in Alabama.
2025 Loan Limits and Down Payment Criteria in Mount-Plymouth, Lake County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Mount-Plymouth, FL
Lendersa® aims to secure the best USDA or FHA loans for you quickly and without difficulty. Start with any of our three pathways, which align you with potential lenders and suitable USDA loan programs.
A USDA home loan is a government-backed option through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's solely available for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, these USDA loans require no down payment, providing a feasible option for qualifying homebuyers in rural communities.
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