USDA Vs. FHA Pro and Con comparison in Mount-Plymouth, Lake County, FL
As of 2025, the USDA loan limit in Mount-Plymouth, part of Lake County, FL is $285,000, while a single-family home under the FHA program has a limit of $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's most favorable USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our superior mortgage calculator lets you compare USDA, FHA, Conforming, and VA loan options side by side, helping you decide on the best plan for your financial needs in Alabama.
2025 Loan Limits and Down Payment Criteria in Mount-Plymouth, Lake County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Mount-Plymouth, FL
Lendersa® aims to secure the best USDA or FHA loans for you quickly and without difficulty. Start with any of our three pathways, which align you with potential lenders and suitable USDA loan programs.
A USDA home loan is a government-backed option through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's solely available for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, these USDA loans require no down payment, providing a feasible option for qualifying homebuyers in rural communities.
Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender.
Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.
The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
2210 NW 40th Terr, Suite A, Gainesville, FL, 32605
The loan process for a new home can be overwhelming. Because our team has experience working every job along every step of the loan application and approval, we are able to simply the process for both homeowners and REALTORS. Our team has decades of experience and holds a high standard of communication through every step of the process.
3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
First Citrus Bank is the #1 community bank in Florida and top 100 nationwide (American Banker, 2021), supporting local businesses, families and individuals to help them become financially secure and economically successful over the course of 22 years. First Citrus Bank was established in 1999 and is headquartered in Tampa.
14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
"EMM Loans LLC provides home loan products and services that support sustainable homeownership.
EMM Loans LLC is committed to:
● Competitive Pricing, Products and Programs
● Open Communication and Teamwork
● Supporting our Employees’ Professional Growth etc..
"
