For 2025, the USDA loan limit in Palatka, located in Putnam county, FL, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the necessary income, credit level, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA programs side by side, helping you to choose the optimum financial route in .
2025 Loan Limits and Down Payment Essentials in Palatka, Putnam County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Loan Options for USDA and FHA in Palatka, FL
Lendersa® seeks to connect you with the best USDA or FHA loan quickly and without hassle. Choose from three starting options that help match you with lenders and appropriate USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture, often termed as the USDA rural development loan or mortgage. It is accessible only in rural areas, providing the notable advantage of requiring no down payment, unlike FHA loans which demand at least a 3.5% down payment.
We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
Heritage Bank of Schaumburg is a community-oriented, independently owned financial institution that opened its doors for business on August 8, 1974. As one of the first financial institutions in the Schaumburg area, Heritage Bank services an established customer base, many of whom have banked with our institution for over ten years.
We are a local bank, with local people, that make local decisions. At Welch State Bank, we have the Lending experts to help with your financing needs and we offer a variety of consumer loans, including Home Purchase, Home Improvement, Construction, Auto, Boat, and other-purpose loans.
Jiwani Financial Group was established in 2006 and since then we are successfully meeting the objective of helping small and medium size businesses - all over the United States - to acquire Business Loans, Commercial Lines of Credit and Consultancy at most competitive rates and the best suited terms.
"At Homefinity, we understand that your home loan needs to be as unique as your home life.
Whether you want a fast and convenient process or in-depth guidance, you need someone who can help you move through the process at your pace. With decades of combined experience, our nationwide professionals will coach you through your home investment."
The St. John United Federal Credit Union is a Community Development Credit Union (CDCU) a financial cooperative, owned by it’s members who live, work, worship or attend school in the city of Buffalo, NY. This credit union exists for the financial benefit of the membership and the community at large
130 South Elmwood Avenue, Room 147, Buffalo, NY, 14202
The IRS Buffalo Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and members of their families.
The IRS Buffalo Federal Credit Union received its charter on February 1, 1957, thanks to some determined IRS employees
The Buffalo Police Federal Credit Union was founded on March 26, 1936. We are proud to serve the dedicated employees of the Buffalo Police and Fire Department. Our earnings are passed on to the membership in the form of better rates, costs, and services. and also The Buffalo Police Federal Credit Union strives to provide quality financial services
Buffalo Conrail Federal Credit Union has been open since 1935. The credit union has assets totaling $52.46 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
