USDA and FHA Pro and Con in Palatka, Putnam County, FL
For 2025, the USDA loan limit in Palatka, located in Putnam county, FL, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the necessary income, credit level, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA programs side by side, helping you to choose the optimum financial route in .
2025 Loan Limits and Down Payment Essentials in Palatka, Putnam County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Loan Options for USDA and FHA in Palatka, FL
Lendersa® seeks to connect you with the best USDA or FHA loan quickly and without hassle. Choose from three starting options that help match you with lenders and appropriate USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture, often termed as the USDA rural development loan or mortgage. It is accessible only in rural areas, providing the notable advantage of requiring no down payment, unlike FHA loans which demand at least a 3.5% down payment.
Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
City First Mortgage was established in 1988 as a licensed mortgage Lender. Our mission has been to offer alternative financing options to the Florida consumer. We are a non-conforming Lender catering to the Florida Mortgage Brokerage and Real estate brokerage industry. Our corporate offices are located in Hollywood, Florida
6308 Grant Street, Suite 200, Hollywood, FL, 33024
"Our relationships with many different lenders enable us to propose solutions of which you might not be aware. We listen to you, help you determine what you wish to accomplish.
Progress Capital, LLC goes to lengths to provide its clients with the quality of service they expect and deserve."
10000 Stirling Road, Suite 12, Hollywood, FL, 33024
We are a family owned and operated independent Mortgage Broker with more than 30 years combined experience. We pride ourselves in providing the best interest rates available along with a top tier customer experience.Broker with more than 30 years combined experience. We pride ourselves
United Mortgage Group, Inc, professional mortgage company specializing in residential mortgages.At United Mortgage Group, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.Our consultants know what it takes to get through underwriting quickly.
7851 Johnson Street, Suite 101, Hollywood, FL, 33024
We provide mortgages. Contact us if you are looking to buy a house, sell a house, or refinance. We can assist you with your loan and other real estate needs! Jean-Claude Cherilus have always enjoyed being of service to others, helping them to have a positive experience in their home-buying journey.
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
Our mission is to offer unparalleled service so that you can succeed at one of the most important decisions you will make in your life. We accomplish this goal in an efficient, fast & reliable way. Hashtag Mortgage Company professionals are here to help you on your home buying and refinance journey.
3350 SW 148th Ave, Suite 110, Hollywood, FL, 33027
Home Loan Brokers LLC is a Florida limited liability company based in Miramar. If your lender sends you a revised Loan Estimate, please compare it to the previous one you received. Can you tell what changed? If not, call your Loan Officer right away or contact us if we can help..