USDA Vs. FHA your options comparison in Palm-Beach, Palm Beach County, FL
In the year 2025, the USDA loan limit for the city of Palm-Beach, situated in the county of Palm Beach, FL, is set at $322,000. In comparison, the FHA limit for a single-family residence is $402,500.
Access the Lendersa® USDA loan calculator for a rate comparison between today's USDA and FHA options. This can help you assess the income, credit, reserves, and documentation prerequisites for qualification. Our enhanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, guiding you to the best program for your financial situation in locations like Alabama.
2025 Loan Limits and Downpayment Requirements in Palm-Beach, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Choices in Palm-Beach, FL
The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loan without hassle. Choose from one of three initial approaches to find matching lenders and suitable USDA loan options.
A USDA home loan, endorsed by the U.S. Department of Agriculture, may be known as a USDA rural development loan or USDA mortgage, only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment.
City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.
United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships
ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.
Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.
What sets Minnesota First apart from other financial institutions? That’s easy. Personalized service for over 50 years. At Minnesota First you are treated like an individual, not a number. We are never to busy to help you or assist you with any questions or financial needs that you have.
Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
Since 1940 Seaboard Federal Credit Union has strived to meet the needs of its owners in providing a safe and sound financial alternative. All accounts are insured to at least $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government. We strive to keep costs low and profits are returned to our members.
City & County Employees Federal Credit Union Our Mission is to provide our member/owners with financial solutions and outstanding personal service. By creating opportunities to grow and diversify our services, we will promote the economic strength of our present and future members.
Our mission at Trades & Labor Federal Credit Union is to provide financial products, services, and education enabling members to achieve personal and financial goals to benefit their quality of life and Trades & Labor received its state charter on January 2, 1958 under the name of "Albert Lea-Blue Earth Building
