USDA VS FHA in Westgate, Palm Beach County, FL

In 2026, the USDA loan limit for Westgate, located in Palm Beach county, FL, is $368,000, while the FHA limit for single-family homes is $557,750.

With the Lendersa® USDA loan calculator, compare today’s optimal rates for USDA and FHA to identify necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options to help decide the best program in for your financial needs.

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Loan Caps and Downpayment Needs in Westgate, Palm Beach County, FL for 2026

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Paths in Westgate, FL

Lendersa® aims to provide the best USDA or FHA loan expediently. Choose one of three options to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan is backed by the Department of Agriculture, often referred to as the USDA rural development loan or mortgage, and is available only in rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as the USDA loan needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of Dozier
  • 7825 South Main Street, Dozier, AL, 36028
  • The First National Bank of Dozier opened for business with a national bank charter. Henderson, a prominent entrepreneur at that time, was the bank’s first president for 8 years; yet, it is reported that he only entered the bank one time as he allowed the operations of the bank to be managed by local personnel.

  • F & M Bank and Trust Company
  • 142 West Main Street, Manchester, GA, 31816
  • F&M Bank and Trust was founded as a bank for the people, and we have been providing our community with consumer and commercial loans for nearly seventy-five years. We strive to provide our customers with the hospitality that they have come to expect from their local hometown bank through competitive loan products.

  • Mortgage Trust Inc
  • 4400 Bayou Blvd, Suite 39, Pensacola, FL, 32503
  • At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.

  • Fairway Funding Group
  • 4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503
  • Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.

  • Santa Rosa County Federal Credit Union
  • 5909 North Stewart St, Milton, FL, 32570
  • Santa Rosa County Federal Credit Union is committed to getting you the financial services you need when you need them. We have an array of online services which ensure that you are in control of your personal finances at all times. To become a member of Santa Rosa County Federal Credit Union, you must first be eligible for membership.

  • Golden Gate Mortgage
  • 3102 Millwood Avenue, Columbia, SC, 29205
  • Golden Gate Mortgage was founded in 1999 in Columbia, SC with the goal of providing the best home loans, refinancing and home loan rates to customers across the Palmetto State. We’re proud to say we’re still here when many other mortgage brokers are not, and we have a long list of satisfied customers who have found their home loan.

  • Gulfstream Mortgage Corporation
  • 3101 Carlisle St, Suite 105, Columbia, SC, 29205
  • Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email.

  • Resource Financial Services, Inc.
  • 2717 Devine Street, Columbia, SC, 29205
  • "Resource Financial Services was founded in 2008 by a handful of experienced mortgage bankers who wanted to make it easier to get a home loan in South Carolina.

    We sold our company at the end of 2012, but we never left the mortgage industry and the opportunity to relaunch as Resource Financial Services presented itself at a perfect time."

  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC 29201, Columbia, SC, 29201
  • VP Capital Lending is a highly respected provider of commercial finance solutions and business loans. We regularly work with businesses in all types of industries, and we’d love to analyze the financial needs of your business. We always put in the extra work required to select the right type of financing for each business that comes to us for fundi

  • South Carolina Army National Guard Federal Credit Union
  • 1225 Bluff Road, Columbia, SC, 29201
  • Founded in 1966 as South Carolina Army National Guard FCU, our goal was to serve the financial needs of the men and women in the South Carolina Army National Guard and their families.In 2007, we merged with McEntire Federal Credit Union – who, at the time, served only members of the South Carolina Air National Guard and their families.