USDA and FHA Pro and Con in Westgate, Palm Beach County, FL

In 2025, USDA loan limit in Westgate, county of Palm Beach, FL is $368,000 while FHA limit is $557,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Westgate, county of Palm Beach, FL

Loan Type Loan Limit Down payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Westgate, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 440 Harvard Street, Brookline, MA, 02446
  • With 21+ years in the Mortgage Brokerage business, BDM has helped THOUSANDS of homeowners purchase or refinance their properties. It’s a big step to purchase a new home or refinance a current mortgage loan – know that you can rely on Blue Door Mortgage to find the best loan program for you.
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  • 5101 N. Western Avenue, Oklahoma City, OK, 73154
  • Chartered in 1917, we at First National Bank of Oklahoma recently celebrated our 100th anniversary. With a new ownership and management team assembled since 2002, recent years have been exciting. The bank’s focus has been sharpened, two new Oklahoma City banking offices have been opened.
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  • 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
  • BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.
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  • 2 Winter Street, Suite 202, Waltham, MA, 02451
  • American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
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  • Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more. MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
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  • 800 1st Street, Room 212, Muskegon, MI, 49440
  • West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.
  • INmortgage Co
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