USDA VS FHA in Westgate, Palm Beach County, FL

In 2026, the USDA loan limit for Westgate, located in Palm Beach county, FL, is $368,000, while the FHA limit for single-family homes is $557,750.

With the Lendersa® USDA loan calculator, compare today’s optimal rates for USDA and FHA to identify necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options to help decide the best program in for your financial needs.

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Loan Caps and Downpayment Needs in Westgate, Palm Beach County, FL for 2026

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Paths in Westgate, FL

Lendersa® aims to provide the best USDA or FHA loan expediently. Choose one of three options to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan is backed by the Department of Agriculture, often referred to as the USDA rural development loan or mortgage, and is available only in rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as the USDA loan needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Westgate Lenders

  • Barnett Financial Services Inc
  • 2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • Lends in Florida
  • ## Welcome to Jamison Troutman Real Estate

    ### Your Trusted Partner in Real Estate Financing
    At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with

  • CRE Loan
  • 515 North Flagler Drive, Suite P-300, West Palm Beach, FL, 33401
  • Lends in Florida
  • CRELoan is a leading Commercial Real Estate Loan advisory firm that secures financing for the nations top-tier investors, operators, owners and developers. We work with a wide array of sources to arrange financing for all commercial property types from $10, 000, 000 to in excess of $50, 000, 000 per transaction.

  • Landmark Appraisal & Realty Group, Inc.
  • 301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401
  • Lends in Florida
  • Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!

  • SWAPAMORTGAGE LLC
  • 805 N. Olive Ave, West Palm Beach, FL, 33401
  • Lends in Florida
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
    You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."

  • Palm Beach First Financial & Mortgage Company LLC
  • 120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401
  • Lends in Florida
  • Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.

  • Jet Mortgage Group
  • 224 Datura Street, Suite 910, West Palm Beach, FL, 33401
  • Lends in Florida
  • Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.

  • GREYSON CAPITAL, LLC
  • 120 S. Olive Avenue | Suite 701, West Palm Beach, FL, 33401
  • Lends in Florida
  • Greyson Capital, LLC is more than a full service mortgage lender. When you contact us, a Greyson mortgage specialist will walk you through the transaction, be it the purchase of a new residence, a second home, or an investment property. We also offer a variety of refinancing programs and products to fit your specific needs.

  • Ocean Capital Lending
  • 120 S. Olive Ave., Suite 311, West Palm Beach, FL, 33401
  • Lends in Florida
  • Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.