USDA and FHA Pro and Con in Palmetto-Estates, Miami-Dade County, FL

For 2026, the USDA loan limit in Palmetto-Estates, Miami-Dade county, FL, is $0. Meanwhile, the FHA limit for single-family homes is set at $402,500.

With Lendersa® USDA loan calculator, you can compare today's optimal USDA and FHA rates, determining income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your financial situation in .

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2026 loan limits and down payment demands in Palmetto-Estates, Miami-Dade county, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA loan paths in Palmetto-Estates, FL

Lendersa® aims to provide you with the best USDA or FHA loan efficiently and without hassle. Choose any of the three starting routes to find matching lenders and USDA programs.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in FL

A USDA mortgage, also known as a USDA rural development loan or USDA home loan, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans which require at least 3.5% down, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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