USDA VS FHA in West-Perrine, Miami-Dade County, FL
In 2025, the USDA loan limit for West-Perrine, located in the county of Miami-Dade, FL, is $0, whereas the limit for an FHA loan on a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA and FHA loans, determining the required income, credit scores, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you to choose the most fitting program for your financial needs in .
Loan Limits and Downpayment Requirements for West-Perrine, County of Miami-Dade, FL in 2025
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in West-Perrine, FL
Lendersa® is dedicated to securing the ideal USDA or FHA loan without delay. Choose from three entry paths that connect you with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, is also called the USDA rural development loan or mortgage and is specifically for rural areas. This differs from FHA loans, which require at least a 3.5% down payment, as the USDA loan does not demand any down payment.
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