USDA and FHA Pro and Con in Richmond-West, Miami-Dade County, FL
In 2025, the USDA loan limit for Richmond-West, situated in Miami-Dade county, FL, is $0. The FHA limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to assess the best available rates between USDA and FHA loans today, identifying the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Richmond-West, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Richmond-West, FL
The goal of Lendersa® is to effectively connect you with the best USDA or FHA loans swiftly. Choose one of three pathways to engage with lenders and discover appropriate USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is specifically available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment, providing a more affordable option for eligible borrowers.
3228 SW Martin Downs Blvd. Suite 1, Palm City, FL, 34990
"East Coast Mortgage Lenders, Inc. is committed to helping you find the right mortgage product for your needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.Established in 2005.
5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.
14421 Metropolis Ave, Suite 102, Fort Myers, FL, 33912
Cogent Bank is an innovative and responsive full-service financial institution with unique and diversified products. Our mission is to help clients achieve their financial goals through an exceptional experience, innovative technology, and customized financial solutions.
We believe banking is personal
6700 Daniels Parkway, Suite #4, Fort Myers, FL, 33912
Prosperity Home Mortgage, LLC, (Prosperity) a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. The Long & Foster Companies is part of HomeServices of America, a Berkshire Hathaway affiliate.
AA South Florida Mortgage brings a dynamic work ethic to their clients. Their practice of commitment and drive have brought them success time after time. Their dedication to making a transaction that is agreeable with you allows a smoother transition for your family. AA South Florida Mortgage is content to handle the worrisome details
13430 Parker Commons Blvd., Unit #103, Fort Myers, FL, 33912
Mortgage Warehouse - We are a mortgage lender that provides home loans to customers looking to purchase or refinance their home. We deliver great rates and service by handling the loan process from start to finish including underwriting and funding our loans. and also Rated A+ with the Better Business Bureau.
With over 100 years of combined industry experience, the Zarro Mortgage Group Team has the knowledge and expertise to help you find the best lending programs available for your financing needs.
Our clients’ trust and satisfaction with their lending experience is our top priority.
We offer the best mortgage tools available on the internet - easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing—and qualifying for!—the exact loan to meet your specifi
615 Southwest St. Lucie Crescent, Suite 207, Stuart, FL, 34994
Unitas Lending After 20 years in the mortgage industry, Brent Starts founded Unitas Lending with one purpose: Provide the best experience to clients pursuing home ownership. Brent Starts has been featured on over 20 radio stations reaching millions of people with his message, ” acquiring a mortgage does not have to be complicated.
