USDA Loan Vs. FHA loan for South-Miami-Heights, FL [Miami-Dade County ]

In 2025, the USDA loan limit in South-Miami-Heights, part of Miami-Dade county, FL, is $0. For a single-family home, the FHA limit is $402,500.

Use the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the right program in for your financial situation.

USDA and FHA Loan Options in South-Miami-Heights, FL

Lendersa® is focused on delivering the best possible USDA or FHA loans swiftly and effortlessly. Choose one of three starting points to find compatible lenders and explore USDA loan programs.

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Defining USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It's specifically available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, providing an affordable option for eligible borrowers.

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(281) 772-4241 Lender's profile and map Reviews 212 Loans LLC 909 NE Loop 410, Suite 100, San Antonio, TX, 78209 212 Loans, LLC is a leading source of financing for acquisition and renovation loans. We are able to understand and provide creative financing options for investment real estate transactions. Our process enables us to quickly and easily fund loans while still offering superior customer service.
(573) 754-6221 Lender's profile and map Reviews The Mercantile Bank of Louisiana, Missouri 222 Georgia Street, Louisiana, MO, 63353 The Mercantile Bank of Louisiana MO was established in 1880 with capital of $50,000 and occupied as its banking house the building on the northeast corner of Third and Georgia Streets, directly opposite the present bank. The original officers of The Mercantile Bank were Stuart Carkener, President; R. H. Goodman,
(817) 222-2288 Lender's profile and map Reviews Member Preferred Federal Credit Union 340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131 Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.
(570) 265-8410 Lender's profile and map Reviews Craftmaster Federal Credit Union 562 Shiner Road, Towanda, PA, 18848 The mission of the Craftmaster Federal Credit Union is to provide a safe and sound financial institution for members to obtain competitive dividends and interest rates, while complying with all Federal, State and local laws. Through quality management, we will provide personalized services that meet or exceed membership expectations.
(203) 629-8400 Lender's profile and map Reviews The First Bank of Greenwich 444 East Putnam Avenue, Cos Cob, CT, 06807 When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
(203) 247-4358 Lender's profile and map Reviews Speritas Capital Partners 14 Relay Place, Greenwich, CT, 06807 As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
(203) 622-6050 Lender's profile and map Reviews Members Credit Union 126 East Putnam Ave, Cos Cob, CT, 06807 Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
(517) 486-2151 Lender's profile and map Reviews Blissfield State Bank 204 East Jefferson, Blissfield, MI, 49228 Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).
(800) 326-9486 Lender's profile and map Reviews First Citizens Community Bank 1163 South Main Street, Mansfield, PA, 16933 A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.
(814) 836-4642 Lender's profile and map Reviews SELECT MORTGAGE, INC. 2530 Village Common Dr., Erie, PA, 16506 SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step
(914) 741-2442 Lender's profile and map Reviews TMC Equities Inc 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570 TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
(210) 225-0708 Lender's profile and map Reviews River City Federal Credit Union 610 Augusta Street, San Antonio, TX, 78215 River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.