USDA Vs. FHA your options comparison in South-Miami-Heights, Miami-Dade County, FL
In 2025, the USDA loan limit in South-Miami-Heights, part of Miami-Dade county, FL, is $0. For a single-family home, the FHA limit is $402,500.
Use the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the right program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in South-Miami-Heights, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in South-Miami-Heights, FL
Lendersa® is focused on delivering the best possible USDA or FHA loans swiftly and effortlessly. Choose one of three starting points to find compatible lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It's specifically available for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, providing an affordable option for eligible borrowers.
27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
26522 La Alameda, Suite 200, Mission Viejo, CA, 92691
Dej Lending is a California-based mortgage brokerage firm that specializes in mortgage loans for homes of all shapes, sizes, and prices. Our main focus is on personalizing your loan to fit your needs. A mortgage is the biggest financial commitment you can make, and our expertise and dedication to customer service will give you complete confidence
SJ&B Mortgage is located in Mission Viejo, California. We pride oursellves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan.
27201 Puerta Real, Suite 300, Mission Viejo, CA, 92691
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
26522 La Alameda, Suite 395, Mission Viejo, CA, 92691
Accelerated Funding Government Loans Inc founded in 1985 California and Nevada Home Loans and also Accelerated Funding offers FHA, VA, and Conventional Fixed and Adjustable Rate Loans for Purchase and Refinance transactions.FHA, VA, and Conventional Fixed and Adjustable Rate Loans.
26381 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
California Coastal Loans is a company on a mission to create an environment of trust, ethics and care for our clients. Our core belief is that if you treat your client exactly the way you would want to be treated, you are building a foundation for a lasting relationship. Founded in 1999
Cash Saver Loans - is a direct mortgage lender based in California. We are committed to providing the best possible mortgage solutions for your home purchasing and refinancing needs. Dealing with a direct lender, you can by-pass a broker and the broker-related fees they charge. We also process our loans in-house thereby avoiding 3rd party.
27758 Santa Margarita Pkwy, Suite 202, Mission Viejo, CA, 92691
Performance-driven, entrepreneurial executive with proven track-record of accelerating growth and profitability in the lending and real estate industry. Launched two successful mortgage and real estate companies, adopting to volatile market conditions while maintaining high profitability. Specialist in identifying
27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
The American Veteran Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1st Veteran Mortgage Inc is the right choice for your full-service real estate financing needs. Our services range from residential, commercial mortgage, realty services and financial consulting. We pride ourselves on truly encompassing what it means to be a full-service mortgage brokerage.
Virtue Loan Center Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
We are a Direct Lender who specialize in new home purchase and refinance loans.Our other services include Reverse Mortgages, CAL FHA and subprime lending. Rescomfs.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
