USDA Vs. FHA your options comparison in Wesley-Chapel, Pasco County, FL
In 2025, the USDA loan limit in Wesley-Chapel, within Pasco, FL, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the best USDA vs. FHA rates today, determining the income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to help you decide which program is the most suitable for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Wesley-Chapel, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Wesley-Chapel, FL
The goal of Lendersa® is to promptly connect you with the best USDA or FHA loan. Pick one of three pathways to find compatible lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—known as the USDA rural development loan or mortgage—is available only in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
We have built a strong reputation as an outstanding mortgage brokerage firm,serving the lending needs of real estate professionals, builders & individual homebuyers throughout the state.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
American Mortgage are Florida’s Source for objective mortgage information and we take the term Trusted Advisor with the utmost of sincerity and seriousness. For most Americans, Real Estate is the largest and most valuable asset that they will ever own. We endeavor to make the experience of buying and financing real estate.
Capital Fundings is a direct private money lender. We are federally licensed with the NMLS and carry professional liability insurance. Our licensed professional team will provide outstanding service from approval to closing with great rates and terms. Our PROMISE to you on Closing day: Your MONEY will be there!!!
Crowder Financial, LLC is a leading commercial lending & investment company. Our team has decades of experience collectively within U.S.A. markets. We pride ourselves on the ability to lend & invest nationwide and to set obtainable guidelines on our investment strategies which continue to produce accurate expectations, consistently.
2400 E Colonial Dr, Suite #200, Orlando, FL, 32803
BridgeWell Capital is a Direct Private Money Lender for real estate investments. We offer fast and easy approvals. BridgeWell offers private money financing for real estate investors. We can provide you with a reliable, hassle-free source of funding for your real estate investments.
6900 Tavistock Lakes Blvd, Suite 400, Orlando, FL, 32827
At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Northpoint Mortgage strives to embrace our core principles of community, excellence, integrity, and service in everything we do. We have a knowledgeable local sales team and support staff committed to ensuring a smooth professional process throughout start to finish and in the future.
3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.
Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida
