USDA Vs. FHA Pro and Con comparison in Zephyrhills, Pasco County, FL
In 2025, the USDA loan limit for Zephyrhills, within the county of Pasco, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today’s USDA and FHA top rates. Discover the requirements for income, credit, reserves, and documentation to qualify. This advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your financial circumstances.
2025 Loan Limits and Down Payment Needs in Zephyrhills, County of Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Zephyrhills, FL
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without hassle. Start by choosing one of three paths to find matching lenders and USDA programs.
A USDA home loan is a government-guaranteed option by the Department of Agriculture, known also as a USDA rural development loan or mortgage, available only in rural neighborhoods. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require none.
Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.
The REdepot Financial Services Team is your premier mortgage team located in Tampa, FL. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tampa area.Highly experienced team of mortgage brokers here can help you take that first step.
The experienced team at Gain Equity Mortgage has over 50 years of mortgage experience combined. We are here to help, advise and do everything to get you into your dream home. Everyone is looked at to achieve their dream, some are ready today tomorrow or next year.The team helps you to own your home and become financially successful.
We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.
Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
3033 Ridgeline Blvd, Suite B3, Tarpon Springs, FL, 34688
East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!
We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!
"Florida Home Loan Centers helping renters achieve home-ownership every day! Whether your 1st home or your 5th, we're here to partner with you and be at your side every step of the way!
How we make a difference:
- Zero Administration Fees
- Zero Processing Fees
- Zero Escrow Waiver Fees
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"We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership.
Family owned and operated with over 20 years experience.
Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"
6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.
