USDA Loan Vs. FHA loan for Zephyrhills, FL [ best of 2023]

In 2025, USDA loan limit in Zephyrhills, county of Pasco, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Zephyrhills, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(217) 773-3319 947 miles Lender's profile and map Reviews Farmers State Bank & Trust Company 127-129 W. Main St., Mount Sterling, IL, 62353 We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive. Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co
(217) 773-3327 947 miles Lender's profile and map Reviews Brown County State Bank 101 East Main Street, Mount Sterling, IL, 62353 Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.
(512) 863-2567 947 miles Lender's profile and map Reviews First Texas Bank 900 Austin Avenue, Georgetown, TX, 78627 From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.
(800) 441-4428 947 miles Lender's profile and map Reviews Celink 101 W Louis Henna Blvd, Suite 310, Austin, TX, 78728 Celink is the nation’s largest independent subservicer of reverse mortgages, licensed to service reverse mortgages in all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands. We are well-positioned, both financially and strategically, to support client growth strategies for decades to come.
(512) 458-2558 947 miles Lender's profile and map Reviews Greater Texas Credit Union 6411 North Lamar Boulevard, Austin, TX, 78758 Greater Texas Credit Union is proud to have been voted a "Top Workplace" every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
(512) 339-9812 947 miles Lender's profile and map Reviews Government Employee Federal Credit Union 10806 Metric Boulevard, Austin, TX, 78758 GEFCU was formed in 1931 as a financial cooperative to provide a way for its members to save money and obtain loans. We are the oldest credit union in Austin serving not only Travis County but also all of the counties that border Travis County. Over the years, our credit union has expanded beyond its roots of serving postal and federal employees.
(512) 477-9465 947 miles Lender's profile and map Reviews Capitol Credit Union 11920 Alterra Parkway, Suite 136, Austin, TX, 78758 Capitol Credit Union (CCU) has been a beacon for members as together we navigated the swings in the economic cycles. Today, our credit union stands even better prepared to serve you in the pursuit of your dreams. For some members, Capitol Credit Union is a source of friendly prompt service from people who know you as a person.
(512) 435-4545 947 miles Lender's profile and map Reviews United Heritage Credit Union 12208 N Mopac Expy, Austin, TX, 78758 Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.
(512) 836-5901 947 miles Lender's profile and map Reviews Amplify Credit Union 2800 Esperanza Crossing, Building 2, Austin, TX, 78758 Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.
(512) 633-4157 947 miles Lender's profile and map Reviews 360 LENDING GROUP, LLC 3100 Esperanza Crossing, Suite 6254, Austin, TX, 78758 360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE
(888) 521-0353 947 miles Lender's profile and map Reviews Vsio Lending 1905 Kramer Lane, Ste. B700, Austin, TX, 78758 Visio Financial Services Inc offers unique mortgage loans designed to meet the needs of investors purchasing single-family residences. Since our founding in 2011, we have originated more than 4,500 loans to investors nationwide, assisting investors in the redevelopment of houses into quality, affordable homes.