In 2026, the USDA loan limit for Zephyrhills, within the county of Pasco, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today’s USDA and FHA top rates. Discover the requirements for income, credit, reserves, and documentation to qualify. This advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan, without hassle. Start by choosing one of three paths to find matching lenders and USDA programs.
A USDA home loan is a government-guaranteed option by the Department of Agriculture, known also as a USDA rural development loan or mortgage, available only in rural neighborhoods. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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