FHA Vs. USDA loan program for Zephyrhills, Pasco County, Florida

In 2024, USDA loan limit in Zephyrhills, county of Pasco, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Zephyrhills, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 843-0645 http://www.reliafirstcapital.com/about-us/ 1052 miles Lender's profile and map Reviews ReliaFirst Capital LLC 2470 Boston Post Road, Unit B3, Guilford, CT, 06437 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(319) 653-7256 https://federationbankia.com/ 1052 miles Lender's profile and map Reviews Federation Bank 102 East Main Street, Washington, IA, 52353 Federation” is commonly defined a union of organizations. We believe that we are more than just a union of organizations but also a union of communities by serving Washington, Brighton, Richland and Wellman, Iowa. We belong together because “Together We’re Strong and In 1906, Rubio Savings Bank was chartered as a state bank in the railroad town of
(319) 653-2151 https://www.washsb.com/ 1052 miles Lender's profile and map Reviews Washington State Bank 121 S Marion Ave, Washington, IA, 52353 Washington State Bank was originally chartered in 1932 in Washington, Iowa and has since opened up two additional branches in Columbus Junction and Fairfield. The bank offers many fine products and services including online banking, mobile banking, account options, loans, fraud protection and more.
(866) 632-6641 https://fscbank.com/ 1053 miles Lender's profile and map Reviews Farmers State Bank 124 E. 3rd St, Cameron, MO, 64429 FSB has strived since its founding in 1887 to be a “Pillar in Community Banking.” Thus, our strategy is to provide a community banking culture that offers individualized customer service. We are locally owned and operated and committed to serving all your financial needs through a convenient approach that combines direct access to decision makers
(405) 262-1463 https://www.rockislandcu.com/ 1053 miles Lender's profile and map Reviews Rock Island Credit Union 320 S Rock Island Avenue, El Reno, OK, 73036 The El Reno RIL (Rock Island) Credit Union was founded in 1934 by employees of the CRI&P Railroad in El Reno, Oklahoma. In addition to the various employees’ groups added to our field of membership, the credit union is a community credit union serving individuals who reside, attend school, work or worship within Canadian County, Oklahoma.
(405) 262-1291 http://www.cw-fcu.com/ 1053 miles Lender's profile and map Reviews Correctional Workers Federal Credit Union 406 Reformatory Circle, El Reno, OK, 73036 The mission of Correctional Workers Federal Credit Union is to provide its members with professional, competent financial services. The Credit Union is committed to providing the best possible rates and servicing of the member owners while continuing to build a strong capital base. We will work together to help our members attain financial security
(585) 293-3840 https://wscfcu.com/ 1053 miles Lender's profile and map Reviews Westside Community FCU 125 East Buffalo Street, Churchville, NY, 14428 Westside Community Federal Credit Union is now serving the communities of Chili, Churchville, Ogden, Riga and Sweden. Also included are spouses of persons who died while within the field of membership of this credit union, persons retired as pensioners or annuitants from the above employment, members of their immediate family or household,
(800) 749-4583 https://www.fsnb.com/ 1053 miles Lender's profile and map Reviews FSNB, National Association PO Box 33009, Fort Sill, OK, 73503 FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies
(956) 722-8333 https://www.tx-communitybank.com/ 1053 miles Lender's profile and map Reviews Texas Community Bank 6721 Mcpherson Road, Laredo, TX, 78041 Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.
(956) 723-0363 http://www.strfcu.com/ 1053 miles Lender's profile and map Reviews South Texas regional fcu 220 W Hillside Road, Suite 15, Laredo, TX, 78041 The South Texas Regional Federal Credit Union is a non-profit organization solely owned by its members. It is governed and insured by the National Credit Union Administration. We have been serving the Laredo and surrounding areas for more than 66 years. We strive to provide our members with services to meet their everyday needs.
(989) 759-5780 https://www.wanigas.com/ 1053 miles Lender's profile and map Reviews Wanigas Credit Union 1837 Bagley Street, Saginaw, MI, 48601 Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. Services like mobile banking that include mobile loan applications, mobile check deposit, mobile bill pay and more.